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6363 Burchfield Rd, Indian River, MI, 49749

5beds
5baths
3,400sqft
$895,000
$263price/sqft
$6,553/moest. monthly cost
$262,120/yrincome needed

About This Home

Oasis in the middle of Indian River, What a great 5 bedroom 5 bathroom home, This Spacious Beautifully Maintained home perfectly situated on 1.38 acres in town a park-like setting, meticulously cared for inside and out, home has two levels with separate entrances, each level has full kitchens, utility rooms with washer and dryers, cover decks, providing convenience and flexibility for extended family or guest. Nat. Gas F.A. heat plus central air, 2 Blacktop driveway's for plenty of parking, 3 car attached garage plumbed for heat, plus add. 2 car garage, campfire area, walking trails through this property with garden area. Walking distance to all shopping, banking, restaurants, public beach, Medical Clinic, Pharmacy, Bank, Brewery and boat ramp, A rare find in an excellent location.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
6/10
Inland Lakes High SchoolGrades 6-120.7 mi

Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Finished area above ground: 3,400

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Property

Details

  • Parcel number: 16102440039001
  • Other equipment: Automatic Generator

Features

  • Stories: 2
  • Patio & porch: Deck,Patio/Porch
  • Exterior features: Garden
  • Frontage type: None

Lot

  • Lot size: 1.37 Acres
  • Features: Landscaped,Natural
  • Lot size dimensions: 1.38 acres

Parking

  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Tsunami

FEMA Declared Disasters in Cheboygan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$621$7,452
Property Taxes $1,037$12,444
Electricity $370$4,450
Total$6,553$78,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,674/yr
40% on housing$196,590/yr
45% on housing$174,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 49749$292
Cheboygan County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49749
Cheboygan County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$895,000
2026-06-29Listed for sale$925,000
2026-01-15Listing removed$950,000
2025-09-18Listed for sale$950,000
2021-02-06Listing removed--
2020-10-13Listing removed$150
2020-09-12Listed for rent$150
2016-11-30Sold$67,500

For Sale by Agent

AgentWalter T Ellis
BrokerageBerkshire Hathaway Homeservices Indian River

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