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9316 Ainslie Downs St, Charlotte, NC, 28273

4beds
4baths
2,149sqft
$430,000
$200price/sqft
$2,795/moest. monthly cost
$111,800/yrincome needed

About This Home

Seller has moved out! This is your opportunity to swoop into a great neighborhood and an even better townhouse! Do not sleep on the upgrades that make this unit one of a kind! Among the most thoughtfully upgraded townhomes in the community, this three-story home goes well beyond the standard build—a coveted center-kitchen layout, a fully renovated primary bath, a complete smart-home system, and a finished, move-in-ready garage, all just steps away to the Arrowood Light Rail Station (Blue Line). Just inside, the flexible first-floor room is offered as an optional bedroom, with an opening already sized for a door to make it a private bedroom—and just as easily an office, gym, media room, or playroom, with a half bath and generous storage close by. The main living level is built for gathering. As one of only a select few floor plans in the neighborhood with the sought-after center-kitchen layout, it centers on a standout island stretching more than 12 feet—a scale you rarely find even in much larger single-family homes. Farmhouse pendants hang above it; matte black hardware runs throughout the cabinetry. The kitchen is dialed in for both cooking and hosting, with an upgraded Samsung appliance package, a Frigidaire Gallery French-door refrigerator, a deep single-basin sink with a touchless Moen faucet and InSinkErator disposal, a pull-out trash cabinet, and a large walk-in pantry. The open layout flows from kitchen to dining to living room and out to the balcony. Out back is something most homes here don't have: this is one of only a handful of homesites in the community that backs to trees rather than neighboring units, giving the deck real privacy. It still overlooks the community pool and cabana, but from a comfortable distance—close enough to enjoy, far enough to stay quiet. Upstairs, the primary suite is a true retreat, with tray ceilings and custom barn doors at the closet. Its fully renovated bath is the highlight of the home—a premium tile shower behind a frameless glass enclosure, an upgraded dual-sink vanity with matching mirrors, and wood-look tile flooring, all properly waterproofed with a Schluter system so it's built to last. Two more bedrooms and a full bath complete the floor, and the laundry sits right where you need it—on the bedroom level, with a Maytag washer and dryer included. The smart-home setup is complete and already installed—no starter kit to build on. Each of the three floors has its own smart thermostat and sensor, so every level stays comfortable independently. Keyless smart locks secure the front and garage doors, a video doorbell covers the entry, an outdoor camera with floodlight watches the exterior, and smart smoke-and-carbon-monoxide detectors are installed throughout. Smart light switches handle the main living areas. It's all name-brand Nest and TP-Link gear, working together from day one. The garage got the full treatment, too—a professionally applied epoxy floor, fresh paint throughout, a quiet wall-mounted smart opener that frees up the ceiling, and a wall of custom shelving plus overhead racks for the kind of storage townhomes rarely offer. Matte black handles and hinges carry the finish details all the way through. Garage has a dedicated circuit for an EV Charger. Community amenities include a pool, cabana, lawn maintenance, trash, and recycling. The location is hard to beat—minutes from I-77, South End, Uptown Charlotte, Charlotte Douglas International Airport, and plenty of shopping, dining, and entertainment. Here's the best part: most homes leave the next owner with a to-do list. This one hands you the keys. From the renovated primary bath to the extensive smart-home tech, finished garage, and custom storage, the work is already done. This is a true move-in-ready home, ready to be enjoyed from day one.

Getting Around

47
WalkingCar-Dependent
47
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

2/10
5/10
Carmel MiddleGrades 6-84.3 mi
5/10
South Mecklenburg HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Range,Ice Maker,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper
  • Area: 69.6164
  • Dimensions: 6' 7" X 10' 7"

Bathroom Full

  • Level: Upper
  • Area: 44.8786
  • Dimensions: 8' 5" X 5' 4"

Bathroom Half

  • Level: Lower
  • Area: 33.63
  • Dimensions: 7' 1" X 4' 9"

Bathroom Half

  • Level: Main
  • Area: 21.9964
  • Dimensions: 4' 4" X 5' 1"

Bedroom S

  • Level: Upper
  • Area: 100.51
  • Dimensions: 9' 6" X 10' 7"

Bedroom S

  • Level: Upper
  • Area: 99.6636
  • Dimensions: 9' 5" X 10' 7"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main
  • Area: 150.6114
  • Dimensions: 14' 7" X 10' 4"

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,149

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 2,149 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main
  • Area: 199.7136
  • Dimensions: 16' 1" X 12' 5"

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 334.9889
  • Dimensions: 19' 4" X 17' 4"

Other

  • Features: Walk-In Closet(s)
  • Level: Lower
  • Area: 125.7161
  • Dimensions: 12' 2" X 10' 4"

Primary Bedroom

  • Features: En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper
  • Area: 169.5375
  • Dimensions: 12' 4" X 13' 9"

Property

Details

  • Parcel number: 20516847
  • Zoning: TOD-CC
  • Special condition: Standard
  • Other equipment: Network Ready
  • Exclusions: Dewalt Tool Boxes and Strage Rack in Garage,Home Networking Devices (Router and 3 access points),Wall Decor,Pictures,Paintings and mirrors (excluding bathrooms),Tesla EV Charger

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Deck

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Rear,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$153$1,836
Property Taxes $268$3,216
Electricity $200$2,405
Total$2,795$33,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,828/yr
40% on housing$83,850/yr
45% on housing$74,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$430,000
2026-07-03Listing removed$435,000
2026-06-05Listed for sale$435,000
2023-01-13Listing removed--
2022-11-30Price change$405,000
2022-11-17Price change$410,000
2022-11-04Listed for sale$415,000
2018-02-28Sold$243,500

For Sale by Agent

AgentElijah Pitman
BrokerageMYRECLOSINGTEAM LLC

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