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15311 Red Canoe Way, Charlotte, NC, 28278

5beds
3baths
3,437sqft
$639,000
$186price/sqft
$4,253/moest. monthly cost
$170,120/yrincome needed

About This Home

This Charming Move in Ready Home offers 5 bedrooms and 3 full bathrooms situated on a private level fenced backyard with mature trees. The main floor features a guest suite and a full bathroom, private office/flex space, spacious great room with gas fireplace, open floor plan, Gourmet kitchen w/ gas cooking and stainless steel appliances, granite counter tops, plenty of countertops, island, 42" cabinets w/ plenty of storage, huge walk in pantry, breakfast area, drop zone, stunning formal dining w/ picture framing, chair rail, and crown molding, upgraded fixtures throughout, plenty of natural light. The second level offers owner's suite with large walk in closet and a spa like bathroom with separate tub and shower, and dual sinks, three additional bedrooms, a secondary full bathroom, and a large loft area. Upgrades throughout the home include Energy Star Certified, 9ft ceilings on both floors, premium flooring and tile. Community amenities: outdoor pool, playground, clubhouse. Convenient to Lake Wylie, shopping, restaurants, and more! WELCOME HOME

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-84.1 mi
8/10
Palisades High SchoolGrades 9-112.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Hardboard Siding,Stone

Other

  • Builder name: Mattamy

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Range,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Fireplace features: Gas,Gas Log,Great Room
  • Attic: Other,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,437

Flex Space

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,437
  • Total interior livable area: 3,437 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21714404
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.19 Acres
  • Features: Level,Private,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$191$2,292
Property Taxes $511$6,132
Electricity $320$3,841
Total$4,253$51,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,817/yr
40% on housing$127,590/yr
45% on housing$113,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$639,000
2026-04-21Price change$658,500
2026-02-19Listed for sale$668,500
2025-12-30Listing removed$658,900
2025-12-09Price change$658,900
2025-11-27Price change$663,900
2025-11-06Price change$668,900
2025-10-19Listed for sale$669,900
2024-12-06Listing removed$3,045
2024-11-21Price change$3,045
2024-11-13Price change$3,050
2024-11-06Price change$3,100
2024-11-04Price change$3,195
2024-10-29Price change$3,200
2024-10-24Price change$3,245
2024-10-21Price change$3,250
2024-10-07Price change$3,295
2024-09-21Listed for rent$3,300
2023-08-30Listing removed--
2023-08-23Price change$3,195
2023-08-18Price change$3,200
2023-08-15Price change$3,300
2023-08-08Price change$3,320
2023-07-25Listed for rent$3,325
2020-02-14Sold$379,000

For Sale by Agent

AgentLaurie Zdyb
BrokerageColdwell Banker Realty

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