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9320 Ainslie Downs St, Charlotte, NC, 28273

3beds
4baths
2,125sqft
$418,900
$197price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

Meticulously maintained and move-in ready, this beautiful three-story townhome in the sought-after Hadley at Arrowood Station community offers 2,125 square feet of thoughtfully designed living space with 3 bedrooms, 3.5 bathrooms, and an attached two-car garage. This home enjoys exceptional privacy with no townhomes directly in front or behind. Just a 5-minute walk to the Arrowood LYNX Blue Line Station, you'll enjoy convenient access to LoSo, South End, Uptown Charlotte, Charlotte Douglas International Airport, and everything the city has to offer. The main living level features an open-concept design with engineered hardwood floors, abundant natural light, and seamless flow between the living, dining, and kitchen areas. The beautifully appointed kitchen showcases quartz countertops, custom cabinet hardware, stainless steel appliances, a gas cooktop, generous cabinet space, and a large center island. Step outside onto the rear deck, perfect for grilling, entertaining, or simply relaxing. Upstairs, the spacious primary suite is filled with natural light and features elegant tray ceilings, a large walk-in closet, and an ensuite bath with an oversized walk-in shower. A second private bedroom suite also offers a walk-in closet and full bath, offering flexible living arrangements for a variety of needs. The lower level includes a private third bedroom with a full bath and walk-in closet, offering flexible space ideal for a home office, fitness room, hobby room, guest suite, or additional living area. Built in 2017 and thoughtfully maintained, this move-in-ready home combines modern finishes, a flexible floor plan, low-maintenance living, and an unbeatable location. Enjoy walkable access to the community pool, the LYNX Blue Line, restaurants, breweries, shopping, and everything LoSo, South End, and Uptown Charlotte have to offer. With its larger floor plan, exceptional privacy, modern finishes, and walkable location, this townhome offers a rare opportunity in Hadley at Arrowood Station

Getting Around

47
WalkingCar-Dependent
47
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

2/10
5/10
Carmel MiddleGrades 6-84.3 mi
5/10
South Mecklenburg HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Exhaust Fan,Gas Oven,Microwave,Refrigerator,Washer
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Lower

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,125

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,125
  • Total interior livable area: 2,125 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 20516846
  • Zoning: TOD-CC
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Lower
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Lawn Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$149$1,788
Property Taxes $261$3,132
Electricity $200$2,405
Total$2,728$32,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$418,900
2026-07-14Listed for sale$424,900
2026-07-14Listing removed--
2026-06-11Listed for sale$429,500
2024-06-17Sold$407,500
2021-03-22Sold$350,000
2021-02-13Pending sale$350,000
2021-02-12Contingent$350,000
2021-02-11Listed for sale$350,000
2018-02-28Sold$261,500

For Sale by Agent

AgentPaul Posta
BrokerageWhite Stag Realty NC LLC

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