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1202 Scoggins Rd, Underwood, WA, 98651

2beds
1baths
1,121sqft
$675,000
$602price/sqft
$3,773/moest. monthly cost
$150,920/yrincome needed

About This Home

Tucked away on 5 wooded acres in the desirable Underwood area, this charming bungalow offers privacy, character, and sweeping Columbia River Gorge views. Originally built in 1915 as a small cabin, the home has evolved over time with multiple additions, including a living room, kitchen, bathroom, and utility room creating a functional and comfortable retreat. The home offers 2 bedrooms, with county reflecting 3; the primary bedroom is located on the main level, and the attic is utilized as a second bedroom. Approximately 1,121 sqft of finished living space is complemented by an unfinished basement of approximately 752 sqft plus additional low ceiling and laundry areas offering storage and utility flexibility. Enjoy eastward Gorge view from the home, including the Hood River Bridge, Bingen lights and vistas extending toward Mosier. A full length covered front deck invites you to relax and take in the scenery with steps leading down to an uncovered sitting deck. The property also features a covered front entry, an old shed/barn and a graveled road providing a secluded approach. Recent fire mitigation work includes tree removal and limbing around the home and the on-site sewage system has been repaired following pipe maintenance. Located just 15 minutes from the Hood River Bridge, the property offers a peaceful wooded setting with reported panoramic Gorge views from the top of the acreage. A rare opportunity to own a private slice of the Gorge with history, views and room to explore.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Approximately
  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Cement Siding,T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Full,Unfinished

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Aluminum Frames,Vinyl Frames
  • Flooring: Hardwood,Laminate,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stove
  • Fireplace: Yes

Heating

  • Heating features: Mini Split,Wall Furnace,Wood Stove

Interior Area

  • Total structure area: 1,121
  • Total interior livable area: 1,121 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,Accessibility

Details

  • Parcel number: 03101740020000
  • Zoning: G-F1-U

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: City,River,Trees/Woods
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 5 Acres
  • Features: Private,Secluded,Sloped,Wooded,Acres 5 to 7

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Skamania County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$177$2,124
Property Taxes $34$408
Electricity $149$1,793
Total$3,773$45,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,360/yr
40% on housing$113,190/yr
45% on housing$100,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 98651
Skamania County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 98651$349
Skamania County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$675,000
2026-03-10Price change$700,000
2026-02-12Price change$755,000
2026-01-21Listed for sale$800,000

For Sale by Agent

AgentCarol Annala
BrokerageDon Nunamaker Realtors

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