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20061 Santa Maria Ave, Castro Valley, CA, 94546

3beds
3baths
1,918sqft
$998,000
$520price/sqft
$6,652/moest. monthly cost
$266,080/yrincome needed

About This Home

Rarely available detached unit privately situated at the rear of a charming, small HOA community. This spacious 1,918 SF home offers a functional and family-friendly floor plan, featuring hardwood flooring throughout and a 2-car attached garage with direct interior access. All three bedrooms are generously sized, filled with natural light, and thoughtfully designed for comfort and everyday living. The private side yard and backyard include two decks, perfect for relaxing or entertaining. HOA covers exterior maintenance, roof, and water, providing added convenience and peace of mind. Ideally located in the heart of Castro Valley, approximately a 5-minute walk to Castro Village and Castro Valley Blvd., 1/4 mile to Castro Valley High School, and about a 10-minute walk to BART. An exceptional opportunity to enjoy the space and privacy of a single-family-style home with the ease of HOA living in a highly desirable location.

Getting Around

81
WalkingVery Walkable
38
TransitSome Transit
61
BikeBikeable

Schools

10/10
Creekside Middle SchoolGrades 6-81.0 mi
9/10
Castro Valley High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Brick,Stucco,Wood Shingles

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator,Gas Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Breakfast Bar
  • Flooring: Hardwood,Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,918
  • Total interior livable area: 1,918 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters,Dishwasher,Range/Oven Free Standing,Refrigerator

Property

Details

  • Parcel number: 84A10443
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.93 Acres
  • Features: Other,Dead End,Paved,Back Yard,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$154$1,848
Property Taxes $1,041$12,492
Electricity $411$4,935
Total$6,652$79,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,068/yr
40% on housing$199,560/yr
45% on housing$177,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 94546$526
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94546$669
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$998,000
2023-08-16Sold$1,040,000
2023-07-25Pending sale$949,000
2023-07-19Listed for sale$949,000
2011-04-05Sold$350,000
2011-03-08Listed for sale$349,900
2010-12-27Listing removed$349,900
2010-12-12Price change$349,900
2010-11-13Price change$359,900
2010-10-16Price change$369,900
2010-09-16Listed for sale$379,900
2010-07-28Listing removed$1
2010-07-16Listed for sale$1
2010-05-12Sold$360,000
2004-10-05Sold$540,000
2003-09-19Sold$415,000

For Sale by Agent

AgentJing Xue
BrokerageColdwell Banker Realty

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