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4391 Millstone Dr, Chaska, MN, 55318

5beds
5baths
4,808sqft
$975,000
$203price/sqft
$7,105/moest. monthly cost
$284,200/yrincome needed

About This Home

Shows like a model - if you're looking for new construction, this is your house. Nestled on a spacious, flat, half-acre lot in The Harvest, this gorgeous home was built by Robert Thomas Homes, with high quality craftsmanship, loaded with every available upgrade and bump-out option! You will love the generous spaces, hardwood floors, high ceilings, and expansive windows that create a bright and light-filled atmosphere. The main level centers around a well-appointed Chef's Kitchen with custom cabinetry and premium GE Profile appliances. A Formal Dining Room is ready for everything from holiday meals to milestone celebrations, while the Family Room, anchored by a gas fireplace, offers a comfortable place to gather. Tucked away behind the Family Room, the private Home Office provides a quiet setting for work or study. Upstairs, you'll find four bedrooms, including a beautiful Primary Suite with a spa-worthy bathroom and an impressive walk-in closet. Each bedroom has been upgraded with custom closet organizers. Two Junior Bedrooms share a Jack-and-Jill bath, while the fourth bedroom enjoys its own ¾ en suite bath. An upper-level Laundry Room adds everyday convenience, and the Bonus Room with a walk-up bar creates the perfect setting for movie nights, game days, or a playroom. The freshly finished Lower Level offers even more room with a second Family Room, walk-up Wet Bar, Guest Bedroom, ¾ Bathroom, and a large unfinished Storage Room. The finished 3-Car Garage is equally impressive, featuring in-floor drains, rough-in for a future heater, and its own walk-up bar—making it an ideal space for hobbies or entertaining. Outside, the spacious backyard provides plenty of room to play. Unwind at the end of the day and enjoy spectacular sunsets from the brand new maintenance-free Deck. Ideally located, The Harvest offers convenient access to Highway 212, shopping, dining, and the exciting addition of a planned 50+ acre city park adjacent to the community. Built for everyday living and memorable gatherings alike, this home offers the quality, space, and setting to enjoy for years to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Carver Elementary SchoolGrades K-52.1 mi
8/10
9/10
Chaska High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Level: Upper
  • Area: 160
  • Dimensions: 16x10

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom5

  • Level: Lower
  • Area: 144
  • Dimensions: 16x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 323
  • Dimensions: 19x17

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Family Room

  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Family Room

  • Level: Lower
  • Area: 340
  • Dimensions: 20x17

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,273
  • Finished area above ground: 3,535

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Interior Area

  • Total structure area: 5,028
  • Total interior livable area: 4,808 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Mud Room

  • Level: Main
  • Area: 78
  • Dimensions: 13x6

Office

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Other

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 302060110
  • Zoning description: Residential-Single Family
  • Foundation area: 1493

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio

Lot

  • Lot size: 0.51 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 70 x 189 x 86 x 126 x 134

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Floor Drain,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$433$5,196
Property Taxes $1,337$16,044
Electricity $405$4,866
Total$7,105$85,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,600/yr
40% on housing$213,150/yr
45% on housing$189,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 55318$194
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55318$218
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$975,000
2020-02-28Sold$579,845
2020-01-05Pending sale$579,525
2020-01-05Listed for sale$579,525
2019-10-10Sold$100,000

For Sale by Agent

AgentSharla K Stafford
BrokerageColdwell Banker Realty

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