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3586 Somerset Ave, Castro Valley, CA, 94546

2beds
1baths
1,916sqft
$949,000
$495price/sqft
$6,608/moest. monthly cost
$264,320/yrincome needed

About This Home

OPEN May 9 1:30-3:45pm Hidden gem near downtown Castro Valley! This 1,900+ square-foot home features a stunning vaulted great room ideal for entertaining, a bright interior with an enclosed sun porch, and a beautiful, peaceful backyard complete with a deck—perfect for BBQs and gardening. Enjoy the convenience of being close to Castro Village, top-rated schools, and local shopping. The kitchen is equipped with newer stainless steel appliances and a gas stove, and the home offers two bonus spaces, including an attic and converted garage that could be your gym, office, or extra bedrooms. A must-see opportunity!

Getting Around

72
WalkingVery Walkable
26
TransitSome Transit
56
BikeBikeable

Schools

10/10
Creekside Middle SchoolGrades 6-81.1 mi
9/10
Castro Valley High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1946

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Hookups Only

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,916 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Gas Range/Cooktop

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 84B57056
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Private Entrance

Lot

  • Lot size: 6,534 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Converted Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$146$1,752
Property Taxes $1,254$15,048
Electricity $410$4,930
Total$6,608$79,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,560/yr
40% on housing$198,240/yr
45% on housing$176,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 94546$526
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94546$669
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$949,000
2026-04-15Listed for sale$949,000

For Sale by Agent

AgentDanielle Keil
BrokerageKw Advisors East Bay

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