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1221 E 12th St, Sioux Falls, SD, 57103

4beds
1baths
1,903sqft
$349,900
$184price/sqft
$2,496/moest. monthly cost
$99,840/yrincome needed

About This Home

Two Properties for the price of one! Discover the possibilities with this 4-bedroom, 1-bath home featuring a detached oversized 2-stall garage with apartment space! Inside, you’ll find a spacious living room and an updated dine-in kitchen with new appliances. Two bedrooms and a full bath on the main floor offer convenience, while the upstairs can serve as a master suite or extra living area. The lower level adds a family room, bedroom, and laundry space. The garage includes a workbench and a fully equipped 672 sq ft apartment with its own kitchen, living room, full bath, two bedrooms, and separate furnace, water heater, washer & dryer hookups —perfect for guests, rental income, or a home office. Enjoy the outdoors on the inviting paver patio. Don’t miss this unique opportunity—schedule your showing today!

Getting Around

79
WalkingVery Walkable
25
TransitSome Transit
77
BikeVery Bikeable

Schools

5/10
3/10
6/10
Lincoln High School - 02Grades 9-121.7 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 99

Bedroom3

  • Level: Basement
  • Area: 88

Bedroom4

  • Level: Upper
  • Area: 216

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Basement
  • Area: 297

Features

  • Flooring: Carpet,Laminate,Concrete
  • Finished area below ground: 664
  • Finished area above ground: 1,239

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,903 sqft

Kitchen

  • Level: Main
  • Area: 216

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 29856

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: City Lot
  • Lot size dimensions: 100x132

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $230$2,760
Property Taxes $351$4,212
Electricity $146$1,755
Total$2,496$29,952

Income You'd Need if You Spent...

35% on housing$85,577/yr
40% on housing$74,880/yr
45% on housing$66,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 57103$147
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57103$160
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$349,900
2026-04-01Listed for sale$359,900
2026-03-29Listing removed$369,900
2026-02-17Price change$369,900
2025-10-24Listed for sale$379,900
2018-02-27Sold$90,000

For Sale by Agent

AgentBrett J Sichmeller
BrokerageAlpine Residential

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