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3427 Middleton Ave, Castro Valley, CA, 94546

2beds
2baths
1,274sqft
$899,000
$706price/sqft
$6,119/moest. monthly cost
$244,760/yrincome needed

About This Home

Ideally located in one of the Bay Area's most central neighborhoods, this charming property is just a 10-minute walk to Lake Chabot Regional Park and Chabot Elementary School. Set near the beginning of Middleton Avenue, a non-through street, the home enjoys a peaceful setting with minimal traffic. A standout feature is the spacious detached workshop with a private office, offering exceptional flexibility for contractors, craftspeople, artists, hobbyists, or anyone in need of a dedicated workspace. The inviting home welcomes you with a mature shade tree and a wide covered porch that adds to its timeless curb appeal. Inside, you'll find a handsome interior complemented by solid infrastructure. The home has been thoughtfully cleaned up and offers an excellent opportunity for the next owner to add their personal touches and bring out its full potential.

Getting Around

53
WalkingSomewhat Walkable
25
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

9/10
Chabot Elementary SchoolGrades K-50.3 mi
10/10
Creekside Middle SchoolGrades 6-82.0 mi
9/10
Castro Valley High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Siding - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator
  • Laundry features: Hookups Only,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,274
  • Total interior livable area: 1,274 sqft

Kitchen

  • Features: Gas Range/Cooktop, Refrigerator

Property

Details

  • Parcel number: 84D110629
  • Special condition: Probate Listing

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard,Storage

Lot

  • Lot size: 6,098 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Int Access From Garage,24'+ Deep Garage,Garage Door Opener,RV Possible
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$139$1,668
Property Taxes $1,037$12,444
Electricity $398$4,786
Total$6,119$73,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,794/yr
40% on housing$183,570/yr
45% on housing$163,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$706This listing

vs Other Active Listings

Avg $/sqft

ZIP 94546$527
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94546$669
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$899,000
2026-07-25Listed for sale$899,000
2006-05-09Sold$181,500
1995-07-31Sold$180,000

For Sale by Agent

AgentKevin Wilson
BrokerageHOME ONE REALTY

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