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11626 Otchipwe Ave N, Stillwater, MN, 55082

4beds
3baths
2,994sqft
$1,350,000
$451price/sqft
$8,638/moest. monthly cost
$345,520/yrincome needed

About This Home

A Rare Opportunity to Own a Piece of the Countryside. Set on approximately 20 picturesque acres to be divided from a larger estate, this exceptional property offers the perfect blend of rural charm, functionality, and future potential. Whether you're dreaming of a hobby farm, equestrian retreat, country estate, or simply a private escape surrounded by nature, this property provides an outstanding foundation. The centerpiece of the property is a beautifully restored historic barn, thoughtfully renovated while preserving its authentic character. Inside, stunning quarter-sawn oak flooring, custom lighting, and impressive doors create a warm and inviting space that is as beautiful as it is functional. Two additional pole buildings with durable concrete floors provide abundant room for equipment, vehicles, workshops, livestock, or recreational storage. The existing home is in need of substantial renovation, presenting an opportunity for an ambitious restoration or the chance to start fresh and build the custom home you've always envisioned in an extraordinary setting. For those seeking even greater possibilities, the adjoining residence and remaining acreage are also available. Purchase the entire 80-acre estate, offered at $2,750,000, and enjoy exceptional privacy, an expansive country setting, and the potential for future development. Subject to local approvals, the larger parcel may offer opportunities for additional residential lots, making this an attractive option for investors, developers, or those looking to create a legacy property for generations to come. Properties offering this combination of restored agricultural buildings, beautiful acreage, and long-term potential are increasingly difficult to find. Whether your vision is immediate enjoyment, a custom estate, or future investment, this is an opportunity that deserves your attention.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Stillwater Middle SchoolGrades 6-85.1 mi
10/10

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom2

  • Level: Lower
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Lower
  • Area: 195
  • Dimensions: 15x13

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,418
  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,112
  • Total interior livable area: 2,994 sqft

Kitchen

  • Level: Lower
  • Area: 170
  • Dimensions: 17x10

Living Room

  • Level: Main
  • Area: 368
  • Dimensions: 23x16

Other

  • Area: 840
  • Dimensions: 42x20

Other

  • Area: 1050
  • Dimensions: 35x30

Other

  • Area: 1925
  • Dimensions: 55x35

Other

  • Area: 1110
  • Dimensions: 37x30

Sun Room

  • Level: Upper
  • Area: 368
  • Dimensions: 23x16

Property

Accessibility

  • Accessibility features: No Stairs External

Details

  • Parcel number: 0403020230001
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 1536

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 20 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$773$9,276
Property Taxes $787$9,444
Electricity $252$3,030
Total$8,638$103,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$296,160/yr
40% on housing$259,140/yr
45% on housing$230,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$225
Washington County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$2,700,000
2026-07-22Listed for sale$1,350,000
2016-12-15Sold$900,000

For Sale by Agent

AgentRichard G McDonough
BrokerageLakes Sotheby's International Realty

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