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21244 Rubys Way, Lead, SD, 57754

5beds
4baths
2,608sqft
$898,000
$344price/sqft
$6,091/moest. monthly cost
$243,640/yrincome needed

About This Home

Step into a Black Hills retreat that begins working for you the moment you take ownership. This fully furnished 5-bedroom, 4-bath cabin in Powder House Pass is thoughtfully designed to create unforgettable guest experiences while maximizing short-term rental potential. Inside, vaulted tongue-and-groove ceilings, expansive windows, and a floor-to-ceiling stone fireplace set the tone for a warm, upscale atmosphere guests are naturally drawn to—and eager to return to. The open-concept layout, loft, and spacious lower-level entertainment area make hosting groups seamless, helping position the property for premium nightly rates and repeat bookings. After a day of adventure, guests can unwind in the hot tub, gather on the covered deck, or relax around the fire pit under the Black Hills sky—the kind of experience today’s travelers actively seek out. Ownership is made easy with HOA amenities like snow removal, road maintenance, heated pools, and clubhouse access, adding both convenience and value. Located just minutes from Deadwood and year-round recreation, this is a property designed to keep your calendar full. Turn-key, income-ready cabins in this location are limited—secure your foothold in one of the Black Hills’ most sought-after destinations. Listed by Jeffery Christians, Real Broker LLC, 605-920-0425.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 144

Bedroom3

  • Level: Main
  • Area: 180

Bedroom4

  • Level: Basement
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 91

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Loft
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,608
  • Total interior livable area: 2,608 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 285

Master Bedroom

  • Level: Upper
  • Area: 210

Property

Details

  • Parcel number: 264550040305001

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Open Patio,Covered Deck
  • Has spa: Yes
  • Spa features: Above Ground

Lot

  • Lot size: 0.85 Acres
  • Features: Cul-De-Sac,Rock,Trees

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,540$54,480
Home Insurance $449$5,388
Property Taxes $903$10,836
Electricity $199$2,390
Total$6,091$73,092

Income You'd Need if You Spent...

35% on housing$208,834/yr
40% on housing$182,730/yr
45% on housing$162,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 57754$258
Lawrence County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 57754$310
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$949,900
2026-04-09Listed for sale$982,900
2026-04-09Listing removed$982,900
2026-03-23Listed for sale$982,900

For Sale by Agent

AgentJeffery R Christians, Real Broker Spearfish
BrokerageReal Broker Spearfish

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