21185 Lost Camp Trl, Lead, SD, 57754
About This Home
For more information, please contact listing agents Scot Munro 605-641-6482 with Great Peaks Realty or Ashley Goodrich 605-645-2479 with RE/MAX In The Hills. Own a stunning cabin at Terry Peak, built in 2019 and located just down the street from the ski area. Surrounded by pine trees, this 5-bedroom, 3.5-bath home offers beautiful views from the back deck and is minutes from Deadwood and Black Hills recreation. The open-concept main level features wood floors, vaulted ceilings, large windows, and a spacious living room with a stone gas fireplace. The kitchen includes granite countertops, a large island, and ample storage, along with a master suite, laundry room, and half bath. The upper level offers a loft overlooking the living room, two bedrooms, and a full bath with double vanity. The walkout basement includes a large family room, two bedrooms, and a Jack-and-Jill bath—perfect for guests. Call now to make this beautiful cabin yours!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition,Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Site Built
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Finished
Bedroom2
- Level: Upper
- Area: 110
Bedroom3
- Level: Upper
- Area: 132
Bedroom4
- Level: Basement
- Area: 216
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Granite Counters
- Window features: Double Hung,Sliders,Vinyl
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: One,Gas Log,Living Room
- Fireplace: Yes
Heating
- Heating features: Natural Gas,Forced Air,Fireplace(s)
Interior Area
- Total structure area: 2,752
- Total interior livable area: 2,752 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 270
Master Bedroom
- Level: Main
- Area: 144
Property
Details
- Parcel number: 269200000100925
- Zoning description: Lawrence County Zoning: Suburban Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch Covered,Open Deck
- Has spa: Yes
- Spa features: Above Ground
Lot
- Lot size: 0.38 Acres
- Features: Few Trees,Views,Rock,Trees
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,989 | $47,868 |
| Home Insurance | $394 | $4,728 |
| Property Taxes | $663 | $7,956 |
| Electricity | $210 | $2,522 |
| Total | $5,256 | $63,072 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Price change | $889,000 |
| 2025-12-12 | Listed for sale | $939,000 |
| 2025-08-01 | Listing removed | $974,000 |
| 2024-09-05 | Listed for sale | $974,000 |
| 2024-08-10 | Listing removed | $999,000 |
| 2023-05-11 | Price change | $999,000 |
| 2023-01-30 | Price change | $1,099,000 |
| 2022-12-19 | Price change | $1,125,000 |
| 2022-05-13 | Price change | $1,175,000 |
| 2022-02-15 | Price change | $1,075,000 |
| 2021-11-02 | Price change | $975,000 |
| 2021-08-23 | Listed for sale | $899,000 |
| 2021-03-24 | Sold | $575,000 |
| 2020-05-02 | Listing removed | $485,000 |
| 2020-03-04 | Price change | $485,000 |
| 2020-01-02 | Listed for sale | $492,000 |
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