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2285 McGuigan Rd, Spearfish, SD, 57783

6beds
4baths
4,192sqft
$1,499,000
$358price/sqft
$9,941/moest. monthly cost
$397,640/yrincome needed

About This Home

**Luxury Living with Iconic Black Hills Views** Perfectly positioned on just under 2 acres and just minutes from the heart of Spearfish, this exceptional 6-bedroom, 4-bath residence—completed in 2023—offers an extraordinary combination of luxury, comfort, and breathtaking natural beauty. Framed by panoramic views of Lookout Mountain and Spearfish Mountain, this home captures the very best of Black Hills living. Built with exceptional attention to quality, strength, and efficiency, this residence features ICF (Insulated Concrete Form) exterior walls on both levels, making it one of the quietest, strongest, and most energy-efficient homes in the area. Interior walls are constructed with steel studs, enhancing durability, reducing risk of warping or decay, and providing superior fire resistance compared to traditional wood framing. The home is further enhanced by real stone and stucco exterior finishes paired with color-fast siding for lasting curb appeal. Offering 4,192 sq ft of beautifully designed living space, the open-concept floor plan is filled with natural light and seamlessly connects the main living areas. A striking fireplace creates a warm and inviting focal point, while expansive windows showcase the surrounding landscape from nearly every angle. At the heart of the home, the chef’s kitchen is a dream for culinary enthusiasts and hosts alike, featuring premium finishes, generous prep space, and an adjoining butler’s pantry that keeps entertaining effortless and organized. The thoughtfully designed main-level living layout provides exceptional convenience. At the same time, the walkout lower level offers expansive additional living space ideal for entertaining, hosting guests, or creating the ultimate recreation retreat. Step outside to enjoy the serenity of just under 2 acres, where mountain views provide a spectacular backdrop for morning coffee, sunsets, and outdoor gatherings. An extra-deep 3-stall attached garage offers an additional 1,600 sq ft of space, complete with in-floor heat and epoxy floors—perfect for vehicles, recreational toys, storage, and year-round comfort. Combining timeless design, advanced construction, exceptional efficiency with low monthly utility costs, and an unbeatable location just moments from downtown Spearfish, this is a rare opportunity to own a home that offers both refined luxury and everyday livability in one of the Black Hills’ most sought-after communities. Listed at $1,499,000. **Property Features** * 6 Bedrooms | 4 Bathrooms * Completed in 2023 * 4,192 sq ft of living space * 1.89-acre homesite * ICF (Insulated Concrete Form) exterior walls on both levels * Steel stud interior walls for durability and fire resistance * One of the quietest, strongest, and most energy-efficient homes in the area * Real stone and stucco exterior with color-fast siding * Sweeping views of Lookout Mountain and Spearfish Mountain * Chef’s kitchen with butler’s pantry * Main-level living with walkout lower level * Open-concept design ideal for entertaining * Statement fireplace * Extra-deep 3-stall attached garage (1,600 sq ft) * In-floor heat and epoxy garage floors * Minutes from downtown Spearfish, dining, shopping, and outdoor recreation * Listing Price: $1,499,000

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
West Elementary - 03Grades 1-21.3 mi
6/10
5/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,192 sqft

Property

Details

  • Parcel number: 324650050001000

Features

  • Exterior features: Other,Stone,Stucco
  • Has view: Yes
  • View description: City,Mountain

Lot

  • Lot size: 1.89 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire
Inland Flooding
Tornado

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance $775$9,300
Property Taxes $1,267$15,204
Electricity $320$3,842
Total$9,941$119,292

Income You'd Need if You Spent...

35% on housing$340,834/yr
40% on housing$298,230/yr
45% on housing$265,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 57783$339
Lawrence County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 57783$229
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$1,499,000

For Sale by Owner

AgentProperty Owner

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