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5305 Equinox Pl NW, Rochester, MN, 55901

4beds
3baths
2,773sqft
$484,900
$175price/sqft
$3,644/moest. monthly cost
$145,760/yrincome needed

About This Home

Welcome to this beautifully designed 4 bedroom, 3 bathroom detached villa. This thoughtfully designed home offers the convenience of main floor living plus a fully finished lower level. Other sought after features include a 3 car garage, covered porch, and HOA managed amenities that include yard care, snow removal, sanitation and pickle ball courts. Harvestview is the place you want to be!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Dakota Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: BIGELOW HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Bathroom

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Bathroom

  • Level: Lower
  • Area: 40
  • Dimensions: 5x8

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedroom4

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Family Room

  • Level: Lower
  • Area: 306
  • Dimensions: 18x17

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,310
  • Finished area above ground: 1,463

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,926
  • Total interior livable area: 2,773 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Living Room

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Mud Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 740743078443
  • Zoning description: Residential-Single Family
  • Foundation area: 1463

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Screened

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: common

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$277$3,324
Property Taxes $683$8,196
Electricity $233$2,806
Total$3,644$43,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,937/yr
40% on housing$109,320/yr
45% on housing$97,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$149
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$484,900

New Construction

AgentDean Mack
BrokerageEdina Realty, Inc.

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