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1085 Stearns Rd, New Milford, PA, 18834

2beds
2baths
896sqft
$365,000
$407price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

1085 Stearns Rd, New Milford, PA 18834 Escape to your own private retreat nestled at the end of a long private driveway, surrounded by 16 acres of beautiful woods and open meadows. Enjoy the tranquility of country living while being just minutes from Interstate 81 and less than 30 minutes from Elk Mountain Ski Resort. Whether you're looking for a full-time residence, hunting camp, vacation getaway, or Airbnb investment, this well-maintained cabin offers the perfect blend of privacy, comfort, and convenience. Property Features 16 private acres Approximately 896 sq. ft. 2 bedrooms 1½ bathrooms Spacious open loft Wrap-around deck Metal roof Covered carport Storage sheds Long private driveway Beautiful mix of woods and open meadow Excellent hunting and abundant wildlife Just minutes from Interstate 81 Less than 30 minutes to Elk Mountain Ski Resort Ideal as a vacation home, Airbnb, hunting retreat, or full-time residence The oil and gas rights have been previously transferred and are not available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Mountain View El SchoolGrades PK-64.8 mi

Construction

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 14700203806000

Lot

  • Lot size: 16 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$124$1,488
Property Taxes $276$3,312
Electricity $224$2,692
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 18834$129
Susquehanna County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 18834
Susquehanna County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$365,000
2026-07-09Sold$352,000
2026-06-01Contingent$350,000
2026-05-26Listed for sale$350,000

For Sale by Owner

AgentProperty Owner

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