249 Thurman St, Belding, MI, 48809
About This Home
Set on 1.24 private acres, this 4 bed, 2 bath home blends peaceful riverfront living with modern upgrades. Floor-to-ceiling sliding doors frame year-round water views, while the open-concept kitchen, dining, and living areas feature vaulted beam ceilings and a wood-burning fireplace insert. Two sunrooms offer east-facing morning light and west-facing sunset views over the river, plus a hot tub perfectly positioned to enjoy it all. Recent upgrades include a new furnace system and steel chimney liner/cap (2026), newer HVAC and water heater, and a roof (Dec 2023). The home also offers 200-amp service, RV electrical hookup, reverse osmosis water system, Wi-Fi thermostat, and updated appliances. Outdoors: pergola, fire pit, chimineas, private river access, and two sheds (one with electric, ideal workshop). Riding Cub Cadet 42' riding lawnmower & Ariens snowblower included with the home. Quiet no-outlet street, close to town, privacy meets convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- Ceiling Fan(s),Center Island,Eat-in Kitchen
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning,Other
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,914
- Total interior livable area: 2,164 sqft
Property
Details
- Parcel number: 40317000007110
- Zoning description: Residential
Features
- Stories: 1
- Exterior features: Other
- Has spa: Yes
- Spa features: Hot Tub Spa
- On waterfront: Yes
- Waterfront features: River
- Waterbody name: Flat River
Lot
- Lot size: 1.24 Acres
- Features: Cul-De-Sac
- Lot size dimensions: 120 x 482.79
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ionia County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $395 | $4,740 |
| Electricity | $236 | $2,832 |
| Total | $3,253 | $39,036 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $499,900 |
| 2025-09-24 | Sold | $405,000 |
| 2025-08-31 | Pending sale | $399,900 |
| 2025-08-22 | Price change | $399,900 |
| 2023-07-08 | Price change | $269,900 |
| 2023-05-05 | Pending sale | $289,900 |
| 2023-03-26 | Price change | $289,900 |
| 2023-03-02 | Listed for sale | $299,900 |
| 2018-03-20 | Sold | $130,000 |
For Sale by Agent
View on Zillow