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207 S Academy Street, Washington, NC, 27889

3beds
3baths
2,257sqft
$575,000
$255price/sqft
$3,818/moest. monthly cost
$152,720/yrincome needed

About This Home

Voted ''Best Town You've Never Heard Of'' by Southern Living, historic downtown Washington is one of coastal North Carolina's most charming hidden gems and this beautiful townhome-style 3BR/3BA places you in the heart of it all, with captivating views of the Pamlico River and marina. Imagine mornings on your private balcony as the sun rises over the water in the distance and evenings unwinding as boats drift through the marina under golden skies. This is waterview living designed to be experienced, not maintained. Inside, natural light fills the open-concept layout, creating a space that feels both elegant and inviting. The kitchen features granite countertops, tile backsplash, stainless steel appliances and a breakfast bar perfect for gathering. The living and dining areas flow seamlessly to a covered second-story porch where the water views become your everyday backdrop. Thoughtfully designed across three levels, the home includes a main-level guest ensuite for privacy and convience. The third-floor primary suite is a true retreat with sitting area, private waterview balcony, spacious walk-in closet and spa-style bath with soaking tub and tiled shower. A second upstairs bedroom also enjoys its own full bath and private porch overlooking the marina. The ground-level bonus room adapts to your lifestyle as a home office, media room, gym or potential fourth bedroom. A two-car garage and pre-installed elevator shaft add convenience and future-ready accessibility. Steps from the waterfront boardwalk, boutique shops, restaurants and live music, this location captures the very best of coastal downtown living. Boating enthusiasts will appreciate nearby slips available for rent or purchase, along with a convenient kayak launch for morning paddles. No flood insurance required. HOA covers exterior maintenance, including roof and homeowners insurance, giving you the freedom to enjoy the view without the upkeep. This isn't just a home. It's a lifestyle.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
Eastern ElementaryGrades PK-11.0 mi
4/10
P S Jones MiddleGrades 6-82.1 mi
2/10
Washington HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Raised
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bathroom1

  • Level: Second

Bathroom2

  • Level: Third

Bedroom2

  • Level: First

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,257
  • Total interior livable area: 2,257 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 3151
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Open,Covered,Porch,Balcony,Front Porch
  • Exterior features: Gas Log,Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: Marina,River
  • Has water view: Yes
  • Water view: Marina,River
  • Waterfront features: Water Depth 4+
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 2.02 Acres
  • Features: Boat Dock,Water Depth 4+

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached,Additional Parking,Asphalt,Garage Door Opener,Lighted,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$285$3,420
Property Taxes $416$4,992
Electricity $210$2,522
Total$3,818$45,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,902/yr
40% on housing$114,540/yr
45% on housing$101,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$149
Beaufort County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$600,000
2026-04-13Contingent$600,000
2026-02-20Listed for sale$600,000
2025-12-31Listing removed$600,000
2025-10-02Price change$600,000
2025-05-04Listed for sale$625,000
2017-06-07Sold$272,500

For Sale by Agent

AgentChristy Wallace
BrokerageeXp Realty

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