426 Summerfield Pl, Flat Rock, NC, 28731
About This Home
Convenient, Clean, and Carefree! This immaculately maintained home is ideally located in The Orchards of Flat Rock, offering easy access to Flat Rock, Hendersonville, and Interstate 26. Designed for low-maintenance living, the community features low monthly HOA fees that include lawn care, exterior home maintenance, clubhouse access, fitness center, and pool - allowing you to enjoy a truly relaxed lifestyle. Inside, the home showcases engineered wood flooring throughout most of the living areas, adding both durability and a warm, upscale feel. The thoughtfully designed floor plan includes three bedrooms, a spacious den, and a bright sunroom - perfect for relaxing or entertaining. The living room features a cathedral ceiling and a cozy gas-log fireplace, creating an inviting central gathering space. The kitchen is well-appointed with newer stainless steel appliances and granite countertops, while the laundry room offers additional storage for everyday convenience. Whether you're searching for a full-time residence in a welcoming community or a low-maintenance second home, this property delivers comfort, quality, and value. Opportunities in The Orchards are limited; don't miss this chance to make this one yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Construction materials: Fiber Cement,Stone Veneer
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level,Sink
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Area
- Level: Main
Features
- Breakfast Bar,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
- Door features: Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Gas Unvented,Living Room
- Finished area below ground: 0
- Finished area above ground: 2,461
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,461
- Total interior livable area: 2,461 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 9588634756
- Zoning: R1
- Special condition: Standard
Features
- Levels: 1 Story/F.R.O.G.
- Entry location: Main
- Pool features: Community
- Patio & porch: Awning(s),Patio
Lot
- Lot size: 0.06 Acres
- Features: Corner Lot,Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Drought
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $237 | $2,844 |
| Electricity | $229 | $2,750 |
| Total | $3,294 | $39,528 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $525,000 |
| 2026-06-09 | Listed for sale | $550,000 |
| 2025-05-12 | Sold | $215,000 |
| 2024-06-06 | Sold | $550,000 |
For Sale by Agent
View on Zillow