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324 School St, Valley Head, AL, 35989

4beds
1baths
1,269sqft
$162,000
$128price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Move-in ready and waiting for its new owner! This well-maintained one-level home provides the convenience of easy living with durable LVP flooring throughout. The functional layout provides comfortable living spaces and a seamless flow from room to room. Whether you're a first-time homebuyer, looking to downsize, or simply searching for a low-maintenance home, this property is ready for you to make it your own. Don't miss the opportunity to see all it has to provide!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Valley Head High SchoolGrades PK-120.1 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First
  • Area: 90

Bedroom2

  • Level: First
  • Area: 90

Bedroom3

  • Level: First
  • Area: 90

Bedroom4

  • Level: First
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,269 sqft

Kitchen

  • Features: Granite Counters,LVP
  • Level: First
  • Area: 168

Living Room

  • Features: LVP
  • Level: First
  • Area: 252

Master Bedroom

  • Features: Tile
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1009320003010.002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Detached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$146$1,752
Property Taxes $32$384
Electricity $240$2,881
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 35989$155
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35989$171
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$162,000
2026-07-23Price change$170,000
2026-07-14Listed for sale$175,000
2018-07-10Sold$84,900
2018-02-22Sold$21,000
2017-10-25Sold$34,566

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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