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415 Fruit Farm Rd E, Fort Payne, AL, 35967

5beds
6baths
5,900sqft
$1,499,999
$254price/sqft
$9,877/moest. monthly cost
$395,080/yrincome needed

About This Home

Private 7-Acre Estate in Fort Payne | 5,900+ Sq Ft | Resort-Style Backyard Escape to your own private retreat just minutes from town. Nestled on 7 scenic acres, this custom home offers over 5,900 square feet of living space with luxury amenities designed for entertaining, relaxing, and making memories. Property Highlights: • 5,900+ sq ft home with spacious living areas • Private 7-acre setting with a year-round creek, gazebo, and mature trees • Heated saltwater pool with slide and hot tub • Outdoor kitchen and covered entertainment area with fireplace • Large additional sunroom/playroom perfect for family gatherings • Three-car garage • Secluded country feel while being less than 1 mile from Five Points and minutes from shopping, dining, and schools Whether you’re hosting pool parties, enjoying quiet evenings by the creek, or gathering around the outdoor fireplace, this property offers the perfect blend of privacy, luxury, and convenience. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
5/10
Fort Payne Middle SchoolGrades 6-86.1 mi
5/10
Fort Payne High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 5,900 sqft

Property

Details

  • Parcel number: 2304174001007004

Features

  • Exterior features: Brick
  • Has spa: Yes

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,334$16,008
Property Taxes $299$3,588
Electricity $660$7,922
Total$9,877$118,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,640/yr
40% on housing$296,310/yr
45% on housing$263,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$136
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Listed for sale$1,499,999
2016-01-22Sold$344,459

For Sale by Owner

AgentProperty Owner

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