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55 County Road 462, Geraldine, AL, 35974

4beds
3baths
2,559sqft
$349,900
$137price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

2.8 ACRES PLU OR MINUS ACRES 4 BEDROOM 3-BATHS BASEMENT, SUNROOM FIREPLACE WITH LARGE SHOP . PAVED DRIVE WITH SEWER AND PUBLIC WATER ON CORNER LOT. NEAR SCHOOL. BUYER TO VERTIFY ALL MEASUREMENTS AND SCHOOL DISTRICT.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Geraldine SchoolGrades PK-120.3 mi

Construction

Condition

  • Year built: 63

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement,Crawl Space

Bedroom2

  • Features: Crown Molding,Carpet
  • Level: First
  • Area: 247

Bedroom3

  • Features: Crown Molding,Carpet
  • Level: First
  • Area: 132

Bedroom4

  • Features: Crown Molding,Carpet
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Features: Crown Molding,LVP
  • Level: First
  • Area: 260

Features

  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1,Window 1

Interior Area

  • Total interior livable area: 2,559 sqft

Kitchen

  • Features: Ceiling Fan(s),Crown Molding,Kitchen Island,Laminate Floor
  • Level: First
  • Area: 238

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Laminate Floor
  • Level: First
  • Area: 260

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 247

Property

Details

  • Parcel number: 2902100002054.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.80 Acres
  • Lot size dimensions: 560 x 183 x 164 x 261 x 370

Parking

  • Parking features: Attached Carport,Circular Driveway,Driveway-Paved/Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$329$3,948
Property Taxes $69$828
Electricity $286$3,436
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 35974$46
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35974$74
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Listed for sale$349,900
2011-09-20Sold$14,500

For Sale by Agent

AgentJerome Bryant
BrokerageThe Real Estate Group

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