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3177 Keller Ln, Oxford, NC, 27565

4beds
3baths
2,550sqft
$650,000
$255price/sqft
$4,237/moest. monthly cost
$169,480/yrincome needed

About This Home

Wow! Split bedroom ranch on a 3.26 acre cul-de-sac lot with room for a detached garage as well as a pool. 4 bedrooms, 3 full baths, study, bonus, LOTS of walk in attic storage, screened porch and patio. Interior has LVP 12-inch wide flooring throughout the entire home, wainscoating, floor to ceiling stone fireplace with reclaimed mantle, vaulted ceiling with beams, THOR stainless steel appliances including a 36'' flat top stove and drawer microwave, 7' island with breakfast bar, double trash drawer and workstation sink, white cabinets with upper glassed cabinets, lazy susan, tile backsplash, pendant lights, can lighting, crown molding, walk in pantry, granite, quartz, tiled separate shower, toilet closet, chandelier, tray ceiling, ceiling fans with lights, laundry sink with cabinets, glassed French doors to study, vaulted beadboard ceiling, screening underneath screen porch decking, oversized 2 car garage and grilling patio with concrete sidewalk to driveway. A truly must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
West Oxford ElementaryGrades PK-51.7 mi
3/10
4/10
J F Webb HighGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Fiber Cement,Stone

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Beamed Ceilings,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Room Over Garage,Separate Shower,Smooth Ceilings,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,550

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Property

Details

  • Parcel number: 190400932619
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: One, One and One Half
  • Patio & porch: Front Porch,Patio,Screened
  • Exterior features: Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 3.26 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Hardwood Trees,Interior Lot,Landscaped,Partially Cleared

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$330$3,960
Property Taxes $384$4,608
Electricity $237$2,850
Total$4,237$50,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,268/yr
40% on housing$127,110/yr
45% on housing$112,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 27565$141
Granville County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 27565$193
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$650,000
2023-03-27Sold$45,000
2018-08-08Sold$22,000

New Construction

AgentMissy Robbins
BrokerageCardinal Real Estate Group

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