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220 Summit Lakes Dr, Athens, AL, 35613

4beds
3baths
2,420sqft
$460,000
$190price/sqft
$3,013/moest. monthly cost
$120,520/yrincome needed

About This Home

OPEN HOUSE SUNDAY 08/16/26 FROM 2-4 --- Wow!!! What a find!!! Check out this 4 bedroom 3 bath home in Athens near Publix, Hwy 72 and I65. As you step into this beautiful home you will notice the 18ft + Foyer ceiling and gorgeous hardwood floors. As you make your way through this home you will notice the stunning granite counter tops in the kitchen. The rec room upstairs is a great place to enjoy a movie and relax. The back yard is a show stopper with the salt water pool, stain concrete and gazebo. Don't miss out on this amazing home!!!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
4/10
Athens Middle SchoolGrades 6-81.3 mi
9/10
Athens High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 150

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 168

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 144

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 256

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,420 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry,Wood Floor
  • Level: First
  • Area: 150

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Walk-In Closet(s)
  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 1005151000025026
  • Other equipment: Electronic Locks

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Salt Water
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 79 x 235

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Faces Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$295$3,540
Property Taxes $122$1,464
Electricity $270$3,249
Total$3,013$36,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,302/yr
40% on housing$90,390/yr
45% on housing$80,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 35613$169
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35613$167
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$460,000
2025-02-03Listing removed$487,000
2024-11-15Price change$487,000
2024-10-12Listed for sale$499,900
2020-07-20Sold$278,639
2019-11-01Sold$28,000

For Sale by Agent

AgentDavid Benefield
BrokerageRE/MAX Unlimited

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