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6446 Chestnut Church Rd, Mechanicsville, VA, 23116

5beds
4baths
3,480sqft
$819,000
$235price/sqft
$5,245/moest. monthly cost
$209,800/yrincome needed

About This Home

Welcome to your dream oasis! Nestled on a private 1.21-acre park-like lot, this exquisite 5-bedroom ranch is the perfect blend of thoughtful design and upscale finishes, all wrapped up in an impressive 3,480 square feet. Homes like this are rare gems, and trust us, this one is a true unicorn! Step inside, and you’ll discover a floor plan bursting with flexible spaces. This layout is perfect for multi-generational living or hosting guests! Now, let’s talk about outdoor living—the heart of this home! Picture yourself unwinding on the charming screened porch, overlooking the fully-fenced, level backyard—ideal for kids and pets to run wild and play. Descend the steps from the porch to find a massive stamped concrete patio, complete with a cooking area and twinkling overhead lighting. These outdoor entertaining spaces are simply unbeatable! But wait, there’s more! Tucked away at the back of the expansive yard is a spacious storage shed for all your lawn gear and a cozy fire pit for those chilly evenings. Inside, the home is just as fabulous! The centrally located family room is anchored by a stunning kitchen, featuring crisp white cabinets, granite countertops, a stylish tile backsplash, and under-cabinet lighting. It flows seamlessly into the breakfast room and family area, creating the perfect hub for gatherings. Plus, the butler’s pantry adds extra storage and connects beautifully to the formal dining room. You’ll love the convenience of a dedicated office on the first floor. The primary suite is a true haven, boasting a luxurious tile shower, soaking tub, double vanity, and a walk-in closet. Two additional bedrooms share a hall bath, rounding out the main level. Upstairs are even more flexible spaces! You’ll find a large loft/living room with a full bath, flanked by 2 more bedrooms. There’s also a massive finished room over the garage that could easily serve as a sixth bedroom or a fun playroom! Don’t miss your chance to own this unique home that masterfully combines exceptional spaces both inside and out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
9/10
Oak Knoll Middle SchoolGrades 6-83.4 mi
7/10
Hanover High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 11.0 x 11.0

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Range

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 10.0 x 12.0

Bedroom3

  • Level: First
  • Dimensions: 14.0 x 10.0

Bedroom4

  • Level: Second
  • Dimensions: 17.0 x 13.0

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.0 x 14.0

Family Room

  • Level: First
  • Dimensions: 18.0 x 16.0

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Loft,Main Level Primary,Pantry,Recessed Lighting
  • Door features: Insulated Doors
  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,480

Foyer

  • Level: First
  • Dimensions: 8.0 x 14.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 3,480 sqft

Kitchen

  • Level: First
  • Dimensions: 17.0 x 12.0

Living Room

  • Level: Second
  • Dimensions: 33.0 x 13.0

Master Bedroom

  • Level: First
  • Dimensions: 17.0 x 16.0

Office

  • Level: First
  • Dimensions: 11.0 x 11.0

Other

  • Level: First

Other

  • Level: Second

Recreation

  • Level: Second
  • Dimensions: 13.0 x 0.0

Property

Details

  • Parcel number: 8728223432
  • Zoning description: RC

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Lighting,Storage,Shed,Paved Driveway
  • Fencing: Back Yard,Fenced,Wrought Iron
  • Topography of land: Level

Lot

  • Lot size: 1.21 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$217$2,604
Property Taxes $552$6,624
Electricity $335$4,022
Total$5,245$62,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,828/yr
40% on housing$157,350/yr
45% on housing$139,866/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 23116$207
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23116$216
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$799,000
2026-07-16Price change$819,000
2026-06-29Price change$829,000
2026-06-04Listed for sale$839,000
2018-09-12Sold$491,450

For Sale by Agent

AgentScott Dearnley
BrokerageJoyner Fine Properties

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