921 Sepia St, Traverse City, MI, 49696
About This Home
AMAZING VALUE! New Ranch COMPLETION IN November! Great location only 10 minutes from downtown Traverse city. Come see all the bells and whistles! Featuring vaulted ceilings, one floor living, energy star rated furnace and central air, Andersen windows, city water and sewer, private primary suite with custom tiled shower and walk in closet. Another full bath with Granite vanity serves the other two main floor bedrooms. Well appointed kitchen with White Shaker soft-close cabinetry, tile backsplash, luxury vinyl flooring throughout, stainless steel dishwasher, microwave, and garbage disposal, Granite counters and island. Designer light package, First floor laundry, full basement with premium insulated concrete panels, and egress window, 24 x 24 two car garage. Gutters, irrigation and hydro-seeding included! This is a walkable community with private parks and sidewalks. Great front porch ! Pictures are of previously built exact home. Pictures will be updated as construction progresses. You may write an offer now and have 7 days to inspect when complete.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- Year built: 2026
Materials
- Foundation: Insulated Concrete Panels
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Egress Windows
Bedroom2
- Level: Main
- Area: 136
Bedroom3
- Level: Main
- Area: 117.7
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 81
Features
- Walk-In Closet(s),Granite Bath Tops,Granite Counters,Kitchen Island,Vaulted Ceiling(s),Cable TV,High Speed Internet,WiFi
- Window features: Low Emissivity Windows
- Flooring: Vinyl
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,310
Heating & Cooling
- Heating features: Forced Air,Natural Gas,ENERGY STAR Qualified Equipment
- Cooling features: Central Air,ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,310
- Total interior livable area: 1,310 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 195
Master Bathroom
- Features: Private
Master Bedroom
- Level: Main
- Area: 133.9
Property
Accessibility
- Accessibility features: Covered Entrance
Details
- Parcel number: 0531909100
- Zoning description: Residential,Planned Unit Development
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Sprinkler System,Rain Gutters
- Has view: Yes
- View description: Countryside View
- Waterfront features: None
Lot
- Lot size: 6,098 sqft
- Features: Cleared
- Lot size dimensions: 68 x 88
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Alley Access,Concrete Floors,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $231 | $2,772 |
| Electricity | $188 | $2,259 |
| Total | $2,319 | $27,828 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $359,900 |
View on Zillow