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107 Belvedere Ave, Charlevoix, MI, 49720

1beds
1baths
700sqft
$399,000
$570price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

Experience the ultimate downtown Charlevoix lifestyle in this exceptional ground-floor condominium at The Wharf! Nestled directly on the shores of Round Lake, this turn-key, one-bedroom unit puts you steps from premier dining, shopping, and vibrant waterfront entertainment. Enjoy effortless main-level access and seamless indoor-outdoor living. The well-maintained association has completely updated the building exterior, repaved the lower parking lot, and just finalized a stunning new community pool featuring an expansive sun deck and outdoor facilities. Offered fully furnished, this rare waterfront gem is completely move-in ready for your immediate summer enjoyment or immediate investment potential. Don't miss your chance to own a piece of Charlevoix's most coveted waterfront community!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-122.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Electric

Interior Area

  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 05239803200

Features

  • Private pool: Yes
  • Pool features: Pool
  • Patio & porch: Patio

Lot

  • Features: Paved

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$116$1,392
Property Taxes $279$3,348
Electricity $188$2,259
Total$2,600$31,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$286
Charlevoix County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$399,000
2025-07-30Listing removed$399,000
2025-06-11Listed for sale$399,000
2019-02-13Sold$217,500
2018-11-05Price change$249,000
2018-08-10Listed for sale$275,000

For Sale by Agent

AgentA. Mitts Lee
BrokerageBerkshire Hathaway HomeServices Real Estate

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