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9429 Windeberry Dr, Charlevoix, MI, 49720

3beds
2baths
1,203sqft
$649,900
$540price/sqft
$3,724/moest. monthly cost
$148,960/yrincome needed

About This Home

NEWLY COMPLETE CONSTRUCTION! PREMIER GOLF FRONTAGE! Located on the scenic 1st hole of the the Charlevoix Country Club, this 3-bedroom, 2-bath new construction home offers 1,203 sq ft of thoughtfully designed living space with an Eagle-style Windeberry layout, tall ceilings, Helen Oak flooring, & a spacious 3+season porch upgraded from the original 3-season design with a dramatic glass slider wall that brings in abundant natural light. The kitchen features quartz countertops, upgraded cabinetry, GE appliances, a vented range hood, & a convenient drawer microwave. Both bathrooms include subway tile showers & large tile flooring. Ceiling fans have been added throughout the bedrooms for enhanced comfort and airflow. Additional improvements include an Osseco 34-inch electric fireplace, Navien 199K BTU tankless water heater, LG washer & dryer, Ring doorbell camera with two motion-sensor security lights, wiring for a whole-home generator, & an attached 2-car garage. Outside, the backyard is fenced for pets and child safety. The lot features established trees in the front & back yard that provides a more private setting within the neighborhood. Conveniently located with access to club amenities, premier golf, and a short ride to downtown dining and events.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-124.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-in Microwave,Refrigerator,Washer,Dryer,Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,203 sqft

Property

Details

  • Parcel number: 00481000900

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Features: Paved

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$189$2,268
Property Taxes $61$732
Electricity $188$2,259
Total$3,724$44,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,680/yr
40% on housing$111,720/yr
45% on housing$99,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$280
Charlevoix County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$649,900

For Sale by Agent

AgentAlex Konopaske
BrokerageBerkshire Hathaway HomeServices Real Estate

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