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41 Hobday St, North, VA, 23128

2beds
1baths
725sqft
$185,950
$256price/sqft
$1,376/moest. monthly cost
$55,040/yrincome needed

About This Home

Looking for a quaint Beach Cottage with access to world class fishing and boating and more? This is the one! Located in Mobjack Bay Estates Subdivision with Water Access to the North River, Blackwater Creek, Mobjack Bay and Beyond! Fabulous Fishing and Boating Await! Only 15 Minute Boat ride to New Comfort Lighthouse! Property has brand new windows throughout, a new artisan well in 2023, new pressure tank and pump, 5 year transferable Warranty from installation of new well. Seller is also providing a 1-YYear American Home Shield Buyer Warranty! Brand new air conditioner units in each room. Exterior incudes a Spacious Detached Storage Shed and a large lot, finished with crushed concrete of your own just across the street to park your boat and cars! A Sunny Living Room, a Kitchen with Appliances, 2 Lovely Bedrooms and 2 additional Rooms 1-has washer & dryer hook ups, & the other could be a large walk in pantry or bedroom or what ever you like! Features 1-Full bath with the shower room off the 2nd bedroom and the 1/2 bath in the hallway for guest access! Mobjack Bay Estates community offers a Boat Landing and Pier, a Community Beach and a common Picnic area! Your own Home Beach Resort! Located halfway between Mathews Courthouse and Gloucester Courthouse for plenty of restaurants and shopping! Bay Community Art Center in Mathews offers painting and ceramics and more! Schedule your showing today! Park in lot across street on left. Look For sign “RELAX Welcome to the River Flag! Sale includes Lot (24A-1-8-22, with house and shed) & additional Lot (24A-1-7-19, your level Parking lot across the street for parking all your vehicles and & boats etc.) Please Park where you see my sign across the street the driveway next to house belongs to neighbor, please don’t park there.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Mathews High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1951

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooking,Electric Water Heater,Oven,Refrigerator,Stove,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Ceiling Fan(s),Laminate Counters,Main Level Primary
  • Flooring: Concrete,Tile,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 725

Heating & Cooling

  • Heating features: Electric,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 725 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 24A1822 & 24A1719
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Storage,Shed
  • Fencing: Fenced,Partial,Privacy,Wood
  • Waterfront features: Beach Access,Creek,Dock Access,Mooring
  • Waterbody name: North River, Mobjack Bay, Atlantic Ocean
  • Topography of land: Level

Lot

  • Lot size: 8,015 sqft
  • Features: Cleared,Level

Parking

  • Parking features: No Garage,Off Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Drought
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $940$11,280
Home Insurance *$143$1,716
Property Taxes $91$1,092
Electricity $202$2,433
Total$1,376$16,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,177/yr
40% on housing$41,280/yr
45% on housing$36,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 23128$205
Mathews County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 23128$241
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$214,950
2025-09-01Listing removed$214,950
2025-07-02Listed for sale$214,950
2025-06-25Pending sale$214,950
2025-05-08Listed for sale$214,950
2024-07-19Listing removed$239,950
2024-07-09Listed for sale$239,950

For Sale by Agent

AgentKelley Brescia
BrokerageERA Woody Hogg & Assoc

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