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2000 State Route 84, Thomson, IL, 61285

3beds
3baths
--sqft
$42,000
--price/sqft
$475/moest. monthly cost
$19,000/yrincome needed

About This Home

In the heart of Thomson, Illinois, a rare investment opportunity quietly stands ready for its next chapter. Just steps from local shops and everyday conveniences, this threeunit property offers the kind of central location tenants are always searching for-especially in a town where rental options are limited and demand continues to rise. Updates include recently replaced windows and a new expansion tank. With a fresh coat of paint, the path to moving in is refreshingly simple. For investors or anyone eager to build equity through a bit of handson work, this property offers a rare blend of location, potential, and practicality. It's the kind of opportunity that rewards those who recognize value early and aren't afraid to add the finishing touches that make a great asset even better

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
West Carroll High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 121225200003
  • Special condition: None

Lot

  • Lot size: 9,840 sqft
  • Lot size dimensions: 82 x 120

Parking

  • Total spaces: 3
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212$2,544
Home Insurance *$72$864
Property Taxes $61$732
Electricity $130$1,569
Total$475$5,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,285/yr
40% on housing$14,250/yr
45% on housing$12,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61285$105
Carroll County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61285
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$48,000
2026-03-16Listed for sale$55,000
2026-01-15Listing removed$49,000
2025-11-13Price change$49,000
2025-10-13Listed for sale$54,000
2022-10-07Sold$25,000
2022-09-14Pending sale$32,000
2022-08-14Price change$32,000
2022-08-01Price change$37,500
2022-07-25Price change$40,000
2022-07-21Price change$44,900
2022-07-08Listed for sale$49,900
2020-06-26Listing removed$41,900
2020-02-24Listed for sale$41,900

For Sale by Agent

AgentKaila Trevino
BrokerageeXp Realty

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