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6332 Bobcat Trl, Alger, MI, 48610

3beds
2baths
1,240sqft
$239,900
$193price/sqft
$1,819/moest. monthly cost
$72,760/yrincome needed

About This Home

Welcome to this charming waterfront chalet located in the desirable Forest Lake Association! This beautifully maintained 3-bedroom, 2 full bath home offers an open-concept layout . Two bedrooms are conveniently located on the main floor , large third bedroom with walk in closet and bath on second. A cozy wood burning stove adds warmth, while 2 large patio doors provide stunning lake views and fill the home with natural light making this home the perfect retreat in every season. The kitchen features stainless steel appliances, adding a modern touch to this inviting chalet. A one-and-a-half car garage provides additional storage. Situated on two spacious lots 120 x 181, this property offers plenty of outdoor space to enjoy waterfront living Whether you're looking for a year-round residence or the perfect weekend getaway. The association offers two beach areas, clubhouse for gatherings, boat docks for rental , campground, and rifle river for tubing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
7/10

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 165

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 143

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,240

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 190

Living Room

  • Features: Carpet
  • Level: First
  • Area: 210

Property

Details

  • Parcel number: 0080F8000020502
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Waterfront
  • Waterbody name: Forest Lake
  • Frontage length: 120

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 120 x 181

Parking

  • Total spaces: 1.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado
Tsunami

FEMA Declared Disasters in Arenac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$219$2,628
Property Taxes $199$2,388
Electricity $188$2,259
Total$1,819$21,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,365/yr
40% on housing$54,570/yr
45% on housing$48,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 48610$104
Arenac County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 48610
Arenac County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$239,900
2026-07-26Price change$247,000
2026-06-30Price change$249,900
2026-06-02Price change$255,000
2026-05-15Listed for sale$259,900
2017-08-18Sold$87,000

For Sale by Agent

AgentChristine McCann
BrokerageAyre/Rhinehart Bay REALTORS

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