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46 Blue Spruce Dr, Eureka, CA, 95503

3beds
2baths
1,677sqft
$575,000
$343price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Custom built, exceptionally maintained. Every detail reflects thoughtful design and quality craftsmanship. Vaulted ceilings, abundant natural light, a gas fireplace, and partial bay views enhance the open great room, while the kitchen features granite slab countertops, hickory cabinetry, stainless steel appliances, and a generous island. The private primary suite offers a walk-in closet and custom tiled spa like shower. Outside, enjoy beautifully landscaped grounds, a covered patio, ample decking, a fire pit, RV or trailer parking, and a peaceful cul-de-sac setting.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
6/10
South Bay CharterGrades K-80.5 mi
4/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Cathedral/Vault,Breakfast Bar,Ceiling Fan(s),Kitchen Island
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,677 sqft

Property

Details

  • Parcel number: 306381059000

Features

  • Patio & porch: Deck,Patio,Porch
  • Fencing: Full
  • Has view: Yes
  • View description: City Lights,Trees/Woods,Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 0.28 Acres
  • Features: Sloped
  • Lot size dimensions: 60 x 40

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$200$2,400
Property Taxes $530$6,360
Electricity $398$4,786
Total$4,035$48,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 95503$226
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95503$293
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$575,000
2026-07-30Listed for sale$575,000
2026-07-29Listing removed$575,000
2026-07-10Price change$575,000
2026-06-17Listed for sale$585,000
2025-08-16Listing removed$2,875
2025-07-09Listed for rent$2,875
2025-02-22Listing removed$2,975
2025-02-06Listed for rent$2,975
2024-07-20Listing removed--
2024-06-15Listed for rent$2,875
2019-10-22Sold$441,800
2019-09-19Listed for sale$435,000
2018-07-27Sold$394,000

For Sale by Agent

AgentBryn Coriell
BrokerageColdwell Banker Sellers Realty

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