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409 Fremont St S, Lake Benton, MN, 56149

2beds
2baths
1,500sqft
$129,000
$86price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

Property has recently had the interior walls painted. Flooring was updated approx 3 -4 years ago. New dishwasher, garbage disposal and water heater. Furnace & AC are older but are in good working condition. Outside of dwelling was painted approx. 4 years ago. This would be a great summer home, first time homebuyers or just someone looking for a single story dwelling. The lower level has great potential for additional bedroom or family fun rooms. Metal roof looks good but owner does not know how old it is. House also has leaf guards and snow guards. Buyer or Buyer's agent to verify dimensions.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
--
Lake Benton SecondaryGrades 7-120.4 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom

  • Level: Main
  • Area: 80
  • Dimensions: 10 x 8

Bathroom

  • Level: Basement
  • Area: 40
  • Dimensions: 8 x 5

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 23 x 13

Other

  • Level: Basement
  • Area: 299
  • Dimensions: 13 x 23

Other

  • Level: Basement
  • Area: 288
  • Dimensions: 24 x 12

Storage

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Utility Room

  • Level: Basement
  • Area: 169
  • Dimensions: 13 x 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 190499000
  • Zoning description: Residential-Single Family
  • Foundation area: 1500

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,015 sqft
  • Lot size dimensions: 50 x 152.5

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Drought

FEMA Declared Disasters in Lincoln County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$401$4,812
Property Taxes $121$1,452
Electricity $170$2,050
Total$1,344$16,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 56149$159
Lincoln County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 56149
Lincoln County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$129,000
2026-07-29Listed for sale$129,000
2018-08-03Sold$49,000

For Sale by Agent

AgentLisa Willert
BrokerageLake Benton Realty Inc

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