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318 N Elm St., North Platte, NE, 69101

5beds
4baths
3,056sqft
$299,500
$98price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Spacious 5-bedroom, 3.5-bath home featuring two ensuite bedrooms, a dedicated office, and generously sized bedrooms throughout. One upstairs bedroom could easily serve as a second living area, game room. or bonus space. The kitchen offers a pantry and opens to the large dining area, making it ideal for everyday living and entertaining. Detached single-car garage, front deck, and a versatile floor plan with room for everyone. Schedule your showing today! Square footage according to Lincoln County Assessor.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
3/10
Madison Middle SchoolGrades 61.0 mi
1/10
North Platte High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: 16-25 Years
  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Frame,Steel Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo,Residential

Interior

Appliances

  • Appliances included: Water Softener Owned,Electric Water Heater
  • Laundry features: Laminate Flooring

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Main level bedrooms: 2

Dining Room

  • Features: Formal,Laminate Flooring

Heating & Cooling

  • Heating features: Electric,Heat Pump,Age Of Furnace: 16-25 Yrs
  • Cooling features: Age Of AC: 16-25 Yrs

Interior Area

  • Total structure area: 3,056
  • Total interior livable area: 3,056 sqft

Kitchen

  • Features: Electric Range,Dishwasher,Refrigerator,Pantry,Laminate Flooring

Living Room

  • Features: Bay Window,Laminate Flooring

Property

Details

  • Parcel number: 0005012.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Waterfront features: None

Lot

  • Lot size: 4,402 sqft
  • Lot size dimensions: 4402

Parking

  • Total spaces: 1
  • Parking features: Detached,One
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance $389$4,668
Property Taxes $333$3,996
Electricity $188$2,263
Total$2,424$29,088

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 69101$124
Lincoln County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 69101$134
Lincoln County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$299,500
2024-11-13Listing removed$298,000
2024-08-09Listed for sale$298,000
2023-05-29Listing removed--
2023-05-01Price change$1,650
2023-03-14Price change$1,785
2023-02-24Price change$1,800
2023-01-12Listed for rent$1,995

For Sale by Agent

AgentDeejay January-Jackson
BrokerageGREAT PLAINS REALTY

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