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9312 Silver Mesa St NW, Albuquerque, NM, 87114

3beds
2baths
1,654sqft
$380,000
$230price/sqft
$2,463/moest. monthly cost
$98,520/yrincome needed

About This Home

Built by D.R. Horton, this upgraded ''Independence'' model delivers style, comfort, and flexibility. A charming, secure front courtyard welcomes you in, while the west-facing exposure offers warm natural light and beautiful evening ambiance.Featuring 3 bedrooms, 2 baths, plus a versatile office/flex space or 4th bedroom. This home flows effortlessly with luxury vinyl flooring throughout. The open-concept kitchen shines with a large granite island, stainless appliances, granite countertops, perfect for entertaining.The primary suite offers a spa-like feel with an oversized terrazzo tile shower, double vanities, and upgraded wood closet shelving. To complete this beautiful home your backyard is FULLY landscaped with a covered patio, concrete, and beautiful turf!

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
69
BikeBikeable

Schools

7/10
5/10
Volcano Vista High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Stucco

Other

  • Builder name: Dr Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave,Self Cleaning Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 114

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Ceiling Fan(s),Dual Sinks,Home Office,Kitchen Island,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Vinyl
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,654
  • Total interior livable area: 1,654 sqft

Kitchen

  • Level: Main
  • Area: 122.76

Living Room

  • Level: Main
  • Area: 444.85

Office

  • Level: Main
  • Area: 95.95

Primary Bedroom

  • Level: Main
  • Area: 211.7

Property

Details

  • Parcel number: 100906441448010749
  • Zoning description: R-1A*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Courtyard,Privacy Wall,Private Yard
  • Fencing: Wall
  • Has view: Yes

Lot

  • Lot size: 5,227 sqft
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$125$1,500
Property Taxes $269$3,228
Electricity $148$1,780
Total$2,463$29,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,445/yr
40% on housing$73,890/yr
45% on housing$65,680/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 87114$190
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87114
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$390,000
2026-05-08Price change$390,000
2026-05-01Price change$399,500
2026-04-24Price change$399,999
2026-04-18Listed for sale$410,000
2024-03-18Sold--
2024-02-10Pending sale$365,000
2024-01-28Listed for sale$365,000
2020-12-18Sold--
2019-06-15Listing removed$227,160
2019-05-01Listed for sale$227,160
2018-08-31Sold--

For Sale by Agent

AgentJohn M Lopez
BrokerageColdwell Banker Legacy

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