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414 Penrod Beach Rd, Hopewell, PA, 16650

2beds
2baths
1,700sqft
$189,000
$111price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

Outdoor adventure meets comfortable country living at 414 Penrod Beach Road. Summer is calling--whether you're into kayaking, tubing, or casting a line, this property offers the perfect getaway or full-time residence to enjoy it all. Tucked away about a half mile up a private lane, the home sits on 0.84 acres and is perched above the Raystown Branch of the Juniata River, just a short 150-yarrds down a gentle slope to the riverbank--well above the flood zone for added peace of mind. Inside, much of the home has been tastefully remodeled, blending modern comfort with rustic charm, while leaving a few finishing touches for you to make it your own. The layout features two spacious bedrooms and two full bathrooms, including a standout primary suite with a walk-in closet and a beautifully appointed bath complete with stacked stone tile, a large frameless walk-in shower, and even an electric fireplace for a true spa-like feel. The living room is bright and inviting, filled with natural light from expansive windows that frame peaceful wooded views, and anchored by a cozy pellet stove. The chef-ready kitchen is designed for both everyday living and entertaining, ready for your culinary creativity. Two loft spaces add flexibility--ideal for guests, office space, or additional lounging areas. Whether you're seeking a weekend escape or a place to call home year-round, this riverside retreat delivers privacy, recreation, and comfort in one unique package. Owner is selling As-Is and will not make repairs. Please call listing agent prior to showing for description to river access. DO NOT ACCESS THE RIVER USING THE POWER LINE ACCESS DIRECTLY EAST OF HOUSE.. THAT IS PRIVATE PROPERTY AND IS CLEARLY MARKED WITH A NO TRESPASSING SIGN.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Block
  • Roof: Built-Up,Metal
  • Construction materials: Wood Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dryer,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Sauna,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter
  • Fireplace: Yes
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Oil,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: H.070.00047D
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Pool features: Pool Cover,Above Ground
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Fencing: Wood
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,River Front

Lot

  • Lot size: 0.84 Acres
  • Features: Cleared,Fishing,Sloped,Views,Wooded,Year Round Access

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hurricane
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$137$1,644
Property Taxes $246$2,952
Electricity $224$2,692
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 16650$70
Bedford County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 16650
Bedford County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$189,000
2009-09-11Sold$6,000

For Sale by Agent

AgentChristopher Evans
BrokerageHoward Hanna Bardell Realty

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