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545 Orchard Rd, Schellsburg, PA, 15559

2beds
2baths
1,332sqft
$2,500,000
$1,877price/sqft
$17,917/moest. monthly cost
$716,680/yrincome needed

About This Home

Welcome home to this charming 1890 farmhouse nestled in the serene countryside of Schellsburg, PA. This is a piece of history with the delightfully quaint two-story, 2-bedroom, 1.5-bath residence that radiates rustic warmth and timeless elegance. Tucked away and hidden amongst the beauty of rural farmland. Set against a breathtaking backdrop of approximately 181.165 acres of premium agricultural acreage, this property is a rare find for those seeking privacy and pursuing their farming dreams. Imagine endless possibilities amidst rolling fields perfect for crops, livestock, or simply enjoying nature's beauty. The estate boasts numerous outbuildings including barns and sheds ideal for storage or creative projects, alongside a garage or workshop ready to support all your creative endeavors. There are 3 wells located on the property. Whether you are an aspiring homesteader, farmer, or simply desire a personal sanctuary away from city bustle--this property holds unmatched potential. Soak in the breathtaking views this property has to offer or entertain under starlit skies in expansive outdoor spaces tailored for gatherings with family and friends. This idyllic farm is a rare opportunity. Schedule your personal tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: See Remarks
  • Roof: Shingle
  • Construction materials: Wood Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Combination,Insulated Windows,Single Pane Windows
  • Flooring: Carpet,Combination,Linoleum
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Oil,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: D.070.00065
  • Special condition: Standard
  • Exclusions: Personal property,equipment and windmills

Features

  • Levels: Two
  • Pool features: None

Lot

  • Lot size: 181.17 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$1,703$20,436
Property Taxes $3,349$40,188
Electricity $224$2,692
Total$17,917$215,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$614,297/yr
40% on housing$537,510/yr
45% on housing$477,786/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,877This listing

vs Other Active Listings

Avg $/sqft

ZIP 15559$124
Bedford County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 15559
Bedford County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-06Listed for sale$2,500,000

For Sale by Agent

AgentChana Shaffer
BrokerageCharis Realty Group Bedford

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