448 Scarlet Oak Dr, London, KY, 40741
About This Home
Stunning 3,964 sq ft custom 6 bed 3 bath home, tucked at the end of Scarlet Oak Street in a peaceful cul-de-sac—offers privacy and plenty of space for family and entertaining. The main level features a bright, spacious kitchen and an open family room ideal for everyday living and gatherings. Four generous bedrooms upstairs provide comfortable private quarters. The finished custom basement is an entertainer's dream with unique decorative concrete flooring, multiple versatile rooms perfect for an office, media room, gym, or storage, and abundant space for hosting. Throughout the home you'll find durable, stylish custom concrete countertops and thoughtful design details. A must-see for buyers who need flexible living areas and exceptional entertaining space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style,Shingle
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Concrete,Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Finished area below ground: 1,976
- Finished area above ground: 1,988
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 3,964
- Total interior livable area: 3,964 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0610000012.72
Features
- Levels: One
Lot
- Lot size: 0.60 Acres
- Features: Few Trees
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $223 | $2,676 |
| Electricity | $313 | $3,756 |
| Total | $2,591 | $31,092 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $350,000 |
| 2026-06-16 | Price change | $399,000 |
| 2026-05-30 | Listed for sale | $449,900 |
| 2021-01-05 | Sold | $240,900 |
| 2018-04-18 | Sold | $147,900 |
| 2009-05-22 | Sold | $12,000 |
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