432 Scarlet Oak Dr, London, KY, 40741
About This Home
Beautifully updated and move-in ready, this spacious 5-bedroom, 3 full bath home offers 3,274 sq. ft. of comfortable living space on a scenic ½-acre wooded lot. Ideally located just minutes from I-75 and St. Joseph Hospital in London, this property combines convenience with peaceful surroundings. Step inside to find fresh updates throughout, including a brand-new roof with transferable warranty, new appliances, and fresh paint. The main level features a desirable first-floor primary suite, two additional bedrooms, a well-appointed kitchen with island, and an open-concept layout that flows seamlessly into the expansive great room—perfect for everyday living and entertaining. A convenient first-floor laundry room adds to the home's functionality. The fully finished walk-out basement provides exceptional additional living space, complete with two more bedrooms, a full bath, a storage room, and a basement garage—ideal for guests, hobbies, or multi-generational living. Outdoor living is just as impressive, with a large back deck overlooking the private, wooded backyard—perfect for relaxing, entertaining, or simply enjoying the view. This home truly offers space, updates, and a prime location—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Blinds,Screens
- Flooring: Carpet,Hardwood,Other,Tile
- Finished area below ground: 1,637
- Finished area above ground: 1,637
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric
Interior Area
- Total structure area: 3,274
- Total interior livable area: 3,274 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0610000012.68
Features
- Levels: One
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.50 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $193 | $2,316 |
| Electricity | $258 | $3,102 |
| Total | $2,212 | $26,544 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $317,000 |
| 2026-03-02 | Listed for sale | $329,900 |
| 2026-02-23 | Listing removed | $329,900 |
| 2025-11-06 | Price change | $329,900 |
| 2025-09-03 | Price change | $349,900 |
| 2025-08-15 | Price change | $354,900 |
| 2025-08-05 | Pending sale | $364,900 |
| 2025-07-09 | Price change | $364,900 |
| 2025-05-27 | Price change | $369,900 |
| 2025-05-01 | Listed for sale | $374,900 |
| 2015-09-24 | Sold | $150,000 |
For Sale by Agent
View on Zillow