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163 E Hoffman Rd, Elizabeth, IL, 61028

1beds
2baths
1,116sqft
$900,000
$806price/sqft
$6,539/moest. monthly cost
$261,560/yrincome needed

About This Home

Down a winding path lies a gorgeous pond complete with a beach home--taking this property to the next level. Prominent limestone rocks surround the pond and a stair-step waterfall, color changing fountain and maintenance free dock are top-level additions to this aqua retreat. A spacious concrete patio, outdoor shower and patio seating are conveniences that enhance the beach experience. The "beach house" is set on the edge of the pond, and has a full updated kitchen, patio doors and a loft containing a bedroom and full bath. The land embracing the home has many areas with high elevations and tremendous views. An abundance of timber ground provides home to a variety of species and allows for exceptional hunting, foraging and all things the great outdoors has to offer. Don't hesitate to skip your next getaway, rather, tour this one-of-a-kind property that can become your very OWN retreat. Exact acreage TBD by boundary survey. Offers must be contingent on sellers ability to sell main house at same time located at 1 E. Hofffman Rd Elizabeth IL 61028. Inquire for more information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
8/10
3/10
River Ridge High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,LP Gas Tank Rented,LP Gas Water Heater

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 384

Family Room

  • Level: Upper
  • Area: 168

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: Main
  • Area: 96

Living Room

  • Level: Main
  • Area: 384

Master Bedroom

  • Level: Upper
  • Area: 132

Property

Details

  • Parcel number: 0000000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 47 Acres
  • Features: County Taxes

Parking

  • Parking features: Asphalt,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$742$8,904
Property Taxes $1,117$13,404
Electricity $130$1,569
Total$6,539$78,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,194/yr
40% on housing$196,170/yr
45% on housing$174,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$806This listing

vs Other Active Listings

Avg $/sqft

ZIP 61028$194
Jo Daviess County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 61028
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$900,000
2023-09-16Listing removed--
2023-02-27Price change$1,200,000
2022-10-20Listed for sale$1,300,000
2009-04-14Sold$145,000

For Sale by Agent

AgentBrandon Beyer
BrokerageJim Sullivan Realty

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