1097 Trisco Cove Dr SE, Osakis, MN, 56360
About This Home
Tucked away on a quiet, dead-end level lot, this 4-bedroom, 2-bathroom split-level offers a peaceful Lake Osakis escape with an impressive 185 feet of continuous water frontage. Surrounded by natural reeds that create a built-in privacy buffer and excellent fish habitat right off the shore, this location is perfect for anyone looking to enjoy the lake’s legendary fishing from a quiet vantage point. Inside, the classic split-level layout offers defined living spaces that feel cozy and comfortable. The main level living area centers around a traditional stone, wood-burning fireplace, making it a great spot to gather on cooler evenings. With two finished levels, a functional kitchen setup, large lakeside deck and an attached two-stall garage to store your boat gear and lake toys, this home provides a solid, practical year-round lakeside living or a weekend getaway. It’s a great opportunity to get onto the water, put down some roots, and enjoy the lake at your own pace. Come check out this affordable option today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Block,Daylight,Full,Sump Basket,Sump Pump,Walk-Out Access
Bathroom
- Level: Upper
- Area: 45
- Dimensions: 9x5
Bathroom
- Level: Lower
- Area: 66
- Dimensions: 11x6
Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14x13
Bedroom2
- Level: Upper
- Area: 114
- Dimensions: 12x9.5
Bedroom3
- Level: Lower
- Area: 117
- Dimensions: 13x9
Bedroom4
- Level: Lower
- Area: 126.5
- Dimensions: 11.5x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Upper
- Area: 288
- Dimensions: 24x12
Dining Room
- Level: Upper
- Area: 103.5
- Dimensions: 11.5x9
Family Room
- Level: Lower
- Area: 351
- Dimensions: 27x13
Features
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 846
- Finished area above ground: 1,236
Foyer
- Level: Main
- Area: 66
- Dimensions: 11x6
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,302
- Total interior livable area: 2,082 sqft
Kitchen
- Level: Upper
- Area: 149.5
- Dimensions: 13x11.5
Laundry
- Level: Lower
- Area: 220
- Dimensions: 20x11
Living Room
- Level: Upper
- Area: 351
- Dimensions: 27x13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 510334000
- Zoning description: Residential-Single Family
- Foundation area: 1066
Features
- Levels: Multi/Split
- Patio & porch: Deck
- Has view: Yes
- View description: East,Panoramic
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Weeds)
- Frontage length: Water Frontage: 185
Lot
- Lot size: 0.55 Acres
- Features: Accessible Shoreline,Tree Coverage - Light
- Lot size dimensions: 48 266 185 196
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Douglas County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $280 | $3,360 |
| Electricity | $175 | $2,107 |
| Total | $2,723 | $32,676 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $400,000 |
| 2022-09-28 | Sold | $350,000 |
| 2022-08-29 | Pending sale | $359,900 |
| 2022-08-09 | Listed for sale | $359,900 |
| 2022-07-18 | Pending sale | $359,900 |
| 2022-06-21 | Price change | $359,900 |
| 2022-05-13 | Price change | $369,900 |
| 2022-04-19 | Price change | $379,900 |
| 2022-01-08 | Price change | $389,900 |
| 2022-01-05 | Listed for sale | $399,900 |
| 2021-12-10 | Listing removed | -- |
| 2021-09-22 | Price change | $399,900 |
| 2021-09-14 | Listed for sale | $419,900 |
| 2021-09-03 | Listing removed | -- |
| 2021-08-29 | Price change | $354,900 |
| 2021-08-22 | Listed for sale | $364,900 |
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