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1565 S Oliveira Dr, Mountain House, CA, 95391

5beds
3baths
2,629sqft
$910,000
$346price/sqft
$6,411/moest. monthly cost
$256,440/yrincome needed

About This Home

Welcome to this beautifully maintained 2020-built EAST-facing home tucked away on a quiet court location in one of Mountain House's most desirable neighborhoods. Offering 2,629 square feet of thoughtfully designed living space on a 5,473 square foot pie-shaped lot, this spacious residence combines modern finishes, energy efficiency, and exceptional functionality. Inside, you'll find 5 generously sized bedrooms and 3 full bathrooms, including a highly sought-after downstairs bedroom and full bath ideal for guests, multi-generational living, or a private home office. Upstairs features a versatile loft, an oversized laundry room, and four additional bedrooms, with four of the five bedrooms featuring walk-in closets for abundant storage. The heart of the home is the stunning chef's kitchen, showcasing quartz countertops, a custom tile backsplash, stainless steel appliances, and a brand-new microwave, all opening seamlessly to the spacious family room for effortless entertaining. Retreat to the luxurious primary suite featuring a spa-inspired bathroom complete with a separate soaking tub, walk-in shower, dual vanities, and an expansive walk-in closet. Additional upgrades include plantation shutters throughout, fresh interior paint, fully paid solar for long-term energy savings, and NO HOA. Outside, enjoy the privacy of no rear neighbors, a welcoming covered front porch, a spacious backyard, and the added potential of room for side access. The attached 2-car garage completes this exceptional property. Perfectly located near parks, schools, shopping, dining, and commuter routes, this move-in-ready home offers the ideal combination of comfort, style, and convenience. Don't miss this rare opportunity to own a newer home with fully paid solar, no HOA, a premium court location, and no rear neighbors in the heart of Mountain House! Original unaltered photos can be found at https://media.k-robbdesigns.com/sites/ewnlnlxg/unbranded

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Julius Cordes ElementaryGrades K-80.4 mi
10/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,629 sqft

Kitchen

  • Features: Quartz Counter,Island w/Sink

Property

Details

  • Parcel number: 262250140000
  • Zoning: Res
  • Special condition: Standard

Lot

  • Lot size: 5,471 sqft
  • Features: Court

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,601$55,212
Home Insurance *$151$1,812
Property Taxes $1,096$13,152
Electricity $563$6,765
Total$6,411$76,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,805/yr
40% on housing$192,330/yr
45% on housing$170,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$376
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$910,000
2020-03-27Sold$680,000

For Sale by Agent

AgentRyan Baker
BrokerageRealty ONE Group Zoom

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