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125 Espy Ave, Pass Christian, MS, 39571

4beds
3baths
2,944sqft
$749,000
$254price/sqft
$5,009/moest. monthly cost
$200,360/yrincome needed

About This Home

What more could you ask for?Looks like a cover of Southern Living Magazine!Impeccable construction, welcoming front porch with gas lanterns, moss covered oak tree in the front yard,& flood insurance not required ;yet walkable to the Pass Christian beach!This 2944 sq ft home has high ceilings,hardwood & brick floors, beautiful moldings,open kitchen, gas viking cooktop,stainless appliances, 2 bedrooms/baths on main living floor.Upstairs 2 huge bedrooms & a bath PLUS a large bonus room that could be 5th bedroom, den/ media room. Loads of storage throughout.The back porch is spectacular, with outdoor kitchen, dining table,& seating. A propane powered generator will remain. Double garage has custom shelving/workshop! The boat shed every man's dream!Or a party pavilion! Don't wait! Call today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • French Doors,Ceiling Fan,High Ceilings,Natural Stone Counter Tops,Walk-in Closets,Special Wiring
  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,944 sqft

Property

Details

  • Parcel number: 0412P03019000

Features

  • Levels: Two
  • Exterior features: Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$581$6,972
Property Taxes $368$4,416
Electricity $273$3,284
Total$5,009$60,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,737/yr
40% on housing$150,270/yr
45% on housing$133,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 39571$229
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39571$241
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$789,900
2019-10-29Sold--
2019-09-10Listed for sale$525,000

For Sale by Owner

AgentProperty Owner

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