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60 Shoreline Dr, Tuckasegee, NC, 28783

7beds
5baths
4,641sqft
$3,500,000
$754price/sqft
$20,140/moest. monthly cost
$805,600/yrincome needed

About This Home

Tucked along the shores of Bear Creek Lake, 60 Shoreline Drive represents one of the most exclusive opportunities within Bear Lake Reserve. Positioned on a rare 1.74-acre double lot, this legacy-caliber lakefront property offers an unmatched combination of privacy, direct waterfront access, and walkable convenience to the community’s premier amenities.Unlike the vast majority of homes in Bear Lake Reserve, this property features its own private dock with direct access to Bear Creek Lake. The oversized homesite provides protected privacy on both sides of the residence, creating a secluded mountain-lake setting that is increasingly difficult to replicate.Despite its private feel, the home enjoys one of the most desirable locations in Bear Lake Reserve, with a short walk to the Lake Club, pools, dining, fitness facilities, and lakefront amenities. Shoreline Drive is also one of only two streets in the community offering high-speed fiber internet, blending refined mountain living with modern connectivity.Encompassing more than 4,600 square feet, the residence features seven bedrooms and four-and-a-half baths, thoughtfully designed to accommodate both intimate family living and large gatherings. One of the home’s standout spaces is a custom built-in bunk room, creating the perfect retreat for guests and multi-generational lake weekends. Timeless mountain architecture, soaring ceilings, expansive windows, and warm natural materials combine to create an atmosphere that feels both tasteful and welcoming. Open-concept living areas flow seamlessly to outdoor entertaining spaces overlooking the lake and surrounding mountains. Properties offering this level of privacy, direct lake access, walkability, acreage, and connectivity rarely become available in Bear Lake Reserve. 60 Shoreline Drive stands as one of the community’s premier single-family offerings — Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Cullowhee Valley SchoolGrades PK-88.1 mi
9/10
6/10
Smoky Mountain HighGrades 9-1211.5 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Cedar Shake,Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry
  • Fireplace features: Gas Starter,Great Room,Porch,Wood Burning
  • Finished area below ground: 1,923
  • Finished area above ground: 2,718

Heating & Cooling

  • Heating features: Central,Ductless,Forced Air,Propane
  • Cooling features: Central Air,Ductless,Heat Pump

Interior Area

  • Total structure area: 2,718
  • Total interior livable area: 4,641 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 7586940829
  • Zoning: None
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Fire Pit,Outdoor Shower
  • Has spa: Yes
  • Spa features: Community,Heated
  • Has view: Yes
  • View description: Mountain(s),Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach - Public,Boat Slip – Community,Paddlesport Launch Site - Community,Waterfront
  • Waterbody name: Bear Creek Lake

Lot

  • Lot size: 1.74 Acres
  • Features: Sloped,Views

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$1,076$12,912
Property Taxes $935$11,220
Electricity $432$5,187
Total$20,140$241,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$690,514/yr
40% on housing$604,200/yr
45% on housing$537,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$754This listing

vs Other Active Listings

Avg $/sqft

ZIP 28783$378
Jackson County$439

vs Homes Sold Last Month

Median $/sqft

ZIP 28783$315
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$3,500,000
2026-05-19Listed for sale$3,600,000
2018-07-23Sold$1,200,000

For Sale by Agent

AgentJoey Laughridge
BrokerageHoward Hanna Beverly-Hanks Brevard South

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