See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

210 Hearth Stone Way, Cullowhee, NC, 28717

5beds
4baths
--sqft
$2,785,000
--price/sqft
$15,537/moest. monthly cost
$621,480/yrincome needed

About This Home

Exceptional private five-bedroom “Lodge Home” with expansive views in a secluded setting at Trillium Links & Lake Club on Lake Glenville. Endless possibilities as a family or business retreat, or simply a perfect place to escape the maddening crowds. This remarkable home includes all the most requested features, such as covered outdoor entertaining areas, upscale appliances, giant wood-burning fireplaces, multiple cozy gathering spaces, and that special NC Mountain feel! Offered furnished with minor exceptions, you’ll love the long-range, year-round mountain vistas. With the large second lot to secure your views, the total property is over five and a third acres of unspoiled North Carolina forests. All of this, yet only minutes from the Clubhouse and all the Trillium amenities. As with all Trillium properties, your ownership includes generational privileges. While not required, Trillium Links & Lake Club Membership is available. This membership provides exceptional access to numerous amenities, including an 18-hole championship links golf course, boat rentals and activities on Lake Glenville, indoor and outdoor tennis, pickleball, croquet, a fitness center, hiking trails, kids' programs, and an on-site chapel with seasonal services. Dining options include the recently renovated Clubhouse (completed in 2023) and the spectacular new Landings lakefront facility expected to open this summer. Please note that some community amenities depend on optional membership, which may have a waitlist.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge SchoolGrades PK-61.4 mi
7/10
Jackson Co Early CollegeGrades 9-1214.9 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Down Draft,Dryer,Dishwasher,Exhaust Fan,Freezer,Gas Cooktop,Disposal,Ice Maker,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),VentedExhaust Fan,Wine Cooler,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: Concrete

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bathroom4

  • Level: Lower

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Wet Bar,Breakfast Bar,Bookcases,Built-in Features,Ceiling Fan(s),Chandelier,Cathedral Ceiling(s),Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Primary Downstairs,Open Floorplan,Pantry,Storage,Bar,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Combination,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Great Room
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Mud Room

  • Level: Main

Office

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 7563212159 & 7563201889
  • Zoning description: Residential

Features

  • Pool features: Community
  • Patio & porch: Balcony,Rear Porch,Covered,Front Porch,Screened
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Long Range,Mountain(s),Panoramic,Ridge,Trees/Woods
  • Waterfront features: None,Deeded Access
  • Waterbody name: Lake Glenville
  • Topography of land: Rolling

Lot

  • Lot size: 5.35 Acres
  • Features: Cul-De-Sac,Near Golf Course,Gentle Sloping,Landscaped,Native Plants,Private,Secluded,Views,Wooded,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,082$168,984
Home Insurance *$518$6,216
Property Taxes $737$8,844
Electricity $200$2,405
Total$15,537$186,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$532,697/yr
40% on housing$466,110/yr
45% on housing$414,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28717$1,829
Jackson County$434

vs Homes Sold Last Month

Median $/sqft

ZIP 28717$538
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$2,785,000
2020-09-18Sold$1,200,000
2020-08-14Pending sale$1,200,000
2020-08-13Listed for sale$1,200,000
2011-09-28Sold$225,000

For Sale by Agent

AgentBrenda Beye
BrokerageHighlands Sotheby's International Realty - DT

Similar Homes