See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

94 Josh's Trail, Cashiers, NC, 28717

5beds
5baths
--sqft
$2,699,000
--price/sqft
$15,129/moest. monthly cost
$605,160/yrincome needed

About This Home

Positioned just on the Glenville edge of Cashiers at 3,700 feet of elevation and only a few minutes' drive to the heart of town, this lovingly maintained mountain retreat in Josh’s Trail offers the rare combination of privacy, usable land, and convenience. Custom-designed, owned, and loved by the same family since its creation, the five-bedroom, four-and-a-half-bathroom home is set on three gently rolling acres where a winding stream, native landscaping, and thoughtfully cleared outdoor spaces create an inviting setting for gathering, relaxing, and enjoying the natural beauty of the Plateau. The nearly level backyard — uncommon in a mountain setting — is designed for enjoying life outdoors, with mature native flora, expansive lawn space for recreation, a stone patio, and a fire pit tucked alongside the stream where evenings are best spent under cool mountain skies. Upper and lower rear decks, together with a screened porch connecting the two-car garage to the kitchen and main living area, create seamless indoor-outdoor living spaces built for every season. Inside, the open-concept main level centers around a grand stone, wood-burning fireplace that anchors the living and dining spaces with classic mountain character. Vaulted gathering spaces and generous windows invite the outdoors in, while the primary suite offers direct access to the screened porch and convenient main-level living alongside two additional bedrooms. Designed with hosting in mind, the lower level expands the living space with a spacious recreation room centered around a second fireplace, plus a kitchenette with bar seating for game days, holidays, and weekend guests. Two separate bunk rooms, a bonus room, laundry area, and two full bathrooms create exceptional flexibility for large gatherings, multi-generational living, or overflow accommodations. Located minutes from the shopping, dining, and community events of Cashiers, this property also provides convenient access to the boating, paddling, and recreation opportunities of Lake Glenville, extensive hiking trails, and the boutiques, restaurants, and cultural offerings of nearby Highlands. Whether envisioned as a full-time residence, mountain getaway, or legacy property to be enjoyed for years to come, this home delivers the setting, space, and mountain lifestyle buyers seek, with rental opportunities providing added flexibility for owners.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge SchoolGrades PK-60.5 mi
9/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Frame,Concrete,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Common Area,Washer Hookup,Dryer Hookup,GasDryer Hookup,Inside,Lower Level,Laundry Room,Laundry Tub,Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry,Full,Finished,Heated,Interior Entry,Concrete,Bath/Stubbed,Walk-Out Access

Bathroom3

  • Level: Main

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Chandelier,Cathedral Ceiling(s),Double Vanity,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Storage,Track Lighting,Bar,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas Log,Gas Starter,Living Room,Raised Hearth,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7572091465
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Covered,Deck,Front Porch,Screened,Wrap Around
  • Exterior features: Awning(s),Lighting,Private Yard,Rain Gutters,Fire Pit,Propane Tank - Owned
  • Has view: Yes
  • View description: Mountain(s),Ridge,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Stream,Waterfront
  • Topography of land: Level,Rolling

Lot

  • Lot size: 3.01 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Native Plants,Partially Cleared,Private,Few Trees,Views,Wooded,Waterfront,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Driveway,Garage Faces Front,Garage,Inside Entrance,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,647$163,764
Home Insurance *$502$6,024
Property Taxes $780$9,360
Electricity $200$2,405
Total$15,129$181,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$518,708/yr
40% on housing$453,870/yr
45% on housing$403,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28717$1,834
Jackson County$435

vs Homes Sold Last Month

Median $/sqft

ZIP 28717$538
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$2,699,000

For Sale by Agent

AgentDaniel Allen
BrokerageSilver Creek Real Estate Group, Inc.

Similar Homes