See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

134 Mossy Ridge Rd, Cullowhee, NC, 28723

4beds
3baths
1,900sqft
$299,900
$158price/sqft
$1,939/moest. monthly cost
$77,560/yrincome needed

About This Home

Discover the space, comfort, and privacy you’ve been looking for with this 2019 manufactured home set on nearly 2 acres of beautiful land. Offering approximately 1,900 square feet, this well-designed home features 4 bedrooms, 3 full bathrooms, plus a dedicated office and a cozy den—perfect for work, relaxation, or entertaining. The spacious kitchen provides plenty of room for cooking and gathering, while energy-efficient features and central heat & air ensure year-round comfort. Step outside to enjoy the large, level 1.95-acre yard, ideal for outdoor activities, gardening, or simply taking in the peaceful surroundings. Tucked away in a private setting, this property offers a seasonal winter view of Lake Glenville, adding a special touch of natural beauty. With plenty of space and endless potential, this is a fantastic opportunity to create your own retreat in a serene location. Schedule your showing today and imagine the possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge SchoolGrades PK-65.4 mi
7/10
Jackson Co Early CollegeGrades 9-1211.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Electric Range
  • Laundry features: Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7554296954
  • Zoning: R
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Winter

Lot

  • Lot size: 1.95 Acres
  • Features: Level,Private,Other - See Remarks

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$92$1,104
Property Taxes $131$1,572
Electricity $200$2,405
Total$1,939$23,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,480/yr
40% on housing$58,170/yr
45% on housing$51,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 28723$317
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28723$361
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$280,000
2026-04-29Listed for sale$299,900
2017-08-02Sold$65,000

Unknown Listed By

AgentPat Sluder
BrokerageWestern Carolina Properties, Inc.

Similar Homes