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83 Allspice Ct, Tuckasegee, NC, 28783

4beds
4baths
3,326sqft
$675,000
$203price/sqft
$4,116/moest. monthly cost
$164,640/yrincome needed

About This Home

Discover the ultimate turnkey retreat at 83 Allspice, a meticulously maintained sanctuary in the premier gated community of Bear Lake Reserve. Offered fully furnished, this residence represents a rare opportunity to acquire a spacious, move-in-ready home that ideally balances luxury and mountain charm. The light-filled interior features an open-concept great room with newly updated wood floors, tongue-and-groove vaulted ceilings and a cozy stone fireplace ideal for crisp evenings. The desirable layout includes a main-level primary suite featuring an en-suite bath with granite countertops and a walk-in shower. Two additional guest bedrooms are on the upper level, while the fully finished lower level boasts a second bonus family room and a secondary main suite, providing an ideal footprint for hosting guests or a premium rental setup. Relax on dual-level decks offering total immersion in the tranquil forest canopy. The property is as functional as it is beautiful, featuring high-value upgrades including a professionally encapsulated crawl space and a dedicated covered ATV storage bay, a must-have for the mountain lifestyle. Centrally located, you are a short golf cart ride from the 14,000-square-foot Lake Club, Jack Nicklaus Design golf course, and tennis/pickleball courts. Enjoy miles of private hiking trails, stream fishing and a vibrant year-round social calendar. The property is enrolled in the Bear Lake Reserve rental program, and income history is available on request. Just bring your gear and start living the lake life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Cullowhee Valley SchoolGrades PK-87.9 mi
7/10
Jackson Co Early CollegeGrades 9-1211.4 mi
5/10
Smoky Mountain HighGrades 9-1211.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Propane Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 1,376
  • Finished area above ground: 1,950

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 3,326 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 7586527566
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Rear Porch
  • Spa features: Community
  • Waterfront features: Beach - Private,Boat Ramp,Boat Slip – Community,Paddlesport Launch Site - Community
  • Waterbody name: Bear Creek Lake

Lot

  • Lot size: 0.76 Acres
  • Features: Wooded

Parking

  • Parking features: Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$207$2,484
Property Taxes $187$2,244
Electricity $309$3,717
Total$4,116$49,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,120/yr
40% on housing$123,480/yr
45% on housing$109,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28783$415
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28783$315
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$675,000
2025-07-02Listing removed--
2025-06-09Price change$655,000
2025-04-10Listed for sale$659,000
2024-08-28Listing removed$624,500
2024-06-05Listed for sale$669,400
2022-10-20Sold$586,000
2022-08-30Pending sale$609,000
2022-08-30Contingent$609,000
2022-08-19Listed for sale$609,000
2010-06-17Sold$231,000
2009-12-09Sold$340,850
2006-12-28Sold$658,500

For Sale by Agent

AgentAl Bates
BrokeragePremier Sotheby’s International Realty

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