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7544 Fairway Villa Cir, Denver, NC, 28037

3beds
3baths
1,943sqft
$419,000
$216price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Welcome to 7544 Fairway Villa Circle — an inviting, beautifully maintained home in Denver’s Westport community, perfectly positioned for an easy Lake Norman lifestyle with the charm of a neighborhood setting. From the start, the curb appeal hits: a welcoming covered front porch sets the tone, and the paver patio creates an outdoor living space that feels both polished and practical—perfect for morning coffee, evening wind-down, or entertaining with friends. Inside, the home is bright, open, and effortlessly comfortable. Warm wood floors run through the main living areas and help the space feel cohesive and elevated. High ceilings add an airy feel, and the layout flows beautifully from room to room—ideal for everyday living while still feeling ready for guests at a moment’s notice. The kitchen is the heart of the home and it truly works. Granite countertops, stainless steel appliances, a gas range, and a convection oven make it both stylish and functional. A breakfast bar overlooks the living and dining areas, so the kitchen stays connected to the action—whether you’re hosting game day, serving appetizers, or just keeping everyone together while dinner’s on. With a pantry and generous counter space, you’ll have the storage and workspace you actually want. The primary suite is spacious and serene with great natural light and a true retreat feel. The ensuite bath features a dual vanity and a custom walk-in shower—clean, modern, and designed for comfort. Upstairs, the secondary bedrooms are well-sized and flexible, perfect for guests, a home office, or a workout room. And one of those “you’ll be glad you have it” features: walk-in attic storage—excellent for seasonal décor, luggage, or keeping life organized without clutter. Outside, the home continues to shine. The paver patio gives you an easy, low-maintenance space to relax and entertain, and the rear-entry 2-car garage keeps the streetscape charming while adding convenient storage and functionality. Living here also gives you the option to enjoy Westport’s club lifestyle with a variety of membership choices. It’s a true amenity experience—think pool days, tennis and pickleball, fitness, social space, and golf—without leaving the neighborhood. And when you want to get out and about, Denver offers a great mix of local dining, breweries, shopping, and quick access to the Lake Norman area for boating, waterfront restaurants, and weekend fun. 7544 Fairway Villa Circle is the kind of home that feels easy to live in—bright, stylish, and welcoming—with the bonus of being right where you want to be in Denver.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.07 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Rear,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Strong Wind

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$116$1,392
Property Taxes $212$2,544
Electricity $200$2,405
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJosh Finigan
BrokerageEXP Realty LLC Ballantyne

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