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40 Ridgeway Dr, Benton, MO, 63736

4beds
4baths
2,835sqft
$399,900
$141price/sqft
$2,808/moest. monthly cost
$112,320/yrincome needed

About This Home

Welcome to 40 Ridgeway Drive in Sandstone Estates. Built in 2019, this Craftsman-style home sits on an expansive 0.9-acre lot, offering a blend of modern tech and rural privacy—all just a short 15-minute drive to Cape Girardeau. Kitchen & Open Living: The kitchen features a center island with a granite top and a custom stained-wood suspended ceiling feature with pendant lighting. The space connects to the living area through a see-through electric fireplace that adds ambiance to both rooms. Features include stainless steel appliances. Smart Home & Systems: This home is tech-ready with a full suite of upgrades, including two smart thermostats, smart switches, a video doorbell, and a smart deadbolt. A whole-home humidifier is installed for year-round comfort. Spectrum Fiber internet and natural gas are available at the street, offering flexible utility options. Bedrooms & Baths: The main-floor Primary Suite includes an en-suite bath with double vanities, a soaking tub, and a custom tiled walk-in shower. Two additional bedrooms and a full bath are located upstairs. Finished Basement & Workshop: The finished walk-out basement adds a large family room, a third full bathroom, and a fourth bedroom. The "John Deere Room": A massive 37x11 workshop with a dedicated exterior roll-up door. Perfect for ATVs, lawn equipment, or DIY projects. Exterior & Location: The property features fresh professional landscaping with heavy stone borders and new plants with drip irrigation. It includes an oversized 24x24 two-car garage and backs up to open farmland views. Located in the Kelly School District, you are minutes from I-55 for a quick trip to Cape Girardeau or Sikeston.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
3/10
Scott Co. Middle SchoolGrades 6-85.5 mi
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other, 1.5 Story

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Walk-In Closet(s),Living Room,Entrance Foyer,Built-In Bookcases,Family Room,Library/Den
  • Door features: Atrium Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Concrete,Laminate
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,835 sqft

Property

Details

  • Parcel number: 0840180000201900120
  • Special condition: Sale

Features

  • Patio & porch: Deck-Covered
  • Exterior features: Stone,Vinyl,Composition
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.90 Acres
  • Features: Backs to Trees/Woods

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$377$4,524
Property Taxes $193$2,316
Electricity $216$2,597
Total$2,808$33,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,274/yr
40% on housing$84,240/yr
45% on housing$74,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 63736$164
Scott County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 63736$152
Scott County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$418,900
2026-02-16Price change$429,900
2026-01-16Listed for sale$439,900
2020-06-16Listing removed$269,900
2020-06-01Listed for sale$269,900
2020-05-23Pending sale$269,900
2020-03-24Price change$269,900
2019-10-08Price change$279,900
2019-08-29Price change$284,900
2019-08-20Price change$294,900
2019-05-31Listed for sale$299,900

For Sale by Owner

AgentProperty Owner

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